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&quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,942,&quot;^1H&quot;,1091],536870916]],[&quot;^1?&quot;,[73,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[73,&quot;^11&quot;,72,536870916]],[&quot;^1?&quot;,[73,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[73,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[73,&quot;^?&quot;,&quot;~u61d8071e-bd20-405c-9a74-121fe10ef0b3&quot;,536870916]],[&quot;^1?&quot;,[74,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[74,&quot;^Y&quot;,&quot;所谓索引，可以理解为omnifocus的透视、notion的视图、cubox的智能列表等，本质上就是像分布在不同地方的资源以某种方式聚合展示&quot;,536870916]],[&quot;^1?&quot;,[74,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[74,&quot;^K&quot;,73,536870916]],[&quot;^1?&quot;,[74,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1091,&quot;^1H&quot;,1266],536870916]],[&quot;^1?&quot;,[74,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[74,&quot;^11&quot;,72,536870916]],[&quot;^1?&quot;,[74,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[74,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[74,&quot;^?&quot;,&quot;~u61d8071e-89a1-4aaf-8e55-1f6b9df6c07c&quot;,536870916]],[&quot;^1?&quot;,[75,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[75,&quot;^Y&quot;,&quot;对所有资源，都可以在WorkFlowy中放一个链接，管理链接，而非本体。这样就没有一个本体只能归属于一个文件夹的困扰，也不想标签那么散乱&quot;,536870916]],[&quot;^1?&quot;,[75,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[75,&quot;^K&quot;,74,536870916]],[&quot;^1?&quot;,[75,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1266,&quot;^1H&quot;,1457],536870916]],[&quot;^1?&quot;,[75,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[75,&quot;^11&quot;,72,536870916]],[&quot;^1?&quot;,[75,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[75,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[75,&quot;^?&quot;,&quot;~u61d8071e-ef0f-401d-8a5c-178d1b2ca29a&quot;,536870916]],[&quot;^1?&quot;,[76,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[76,&quot;^Y&quot;,&quot;减少记忆负担的最好方法，就是制作清单，也就是索引。&quot;,536870916]],[&quot;^1?&quot;,[76,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[76,&quot;^K&quot;,75,536870916]],[&quot;^1?&quot;,[76,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1457,&quot;^1H&quot;,1537],536870916]],[&quot;^1?&quot;,[76,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[76,&quot;^11&quot;,72,536870916]],[&quot;^1?&quot;,[76,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[76,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[76,&quot;^?&quot;,&quot;~u61d8071e-19dc-4876-b219-03cf7c6cfdd6&quot;,536870916]],[&quot;^1?&quot;,[77,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[77,&quot;^Y&quot;,&quot;每一个人都应该有一个自己的根目录，一切资源都应与根目录产生关联，没有与根目录的关联，我们几乎很难再找到它。WorkFlowy的根节点就是对脑海里的根目录路的具象化&quot;,536870916]],[&quot;^1?&quot;,[77,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[77,&quot;^K&quot;,76,536870916]],[&quot;^1?&quot;,[77,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1537,&quot;^1H&quot;,1767],536870916]],[&quot;^1?&quot;,[77,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[77,&quot;^11&quot;,72,536870916]],[&quot;^1?&quot;,[77,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[77,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[77,&quot;^?&quot;,&quot;~u61d8071e-3cce-44d5-b6dd-54e3f499d890&quot;,536870916]],[&quot;^1?&quot;,[78,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d8071e-ac7c-4c1f-8b4d-bfcb855ab287&quot;],[&quot;^?&quot;,&quot;~u61d8071e-cad9-411c-ac6d-c03259aa47db&quot;],[&quot;^?&quot;,&quot;~u61d8071e-759e-4c50-aefd-25cdfee7bdde&quot;],[&quot;^?&quot;,&quot;~u61d8071e-7b59-4af8-bf8d-be87e7dc7426&quot;],[&quot;^?&quot;,&quot;~u61d8071e-78f5-45ee-bc6d-a1b453c9ca02&quot;],[&quot;^?&quot;,&quot;~u61d8071e-99e9-44ac-a88b-f7dd8c709127&quot;],[&quot;^?&quot;,&quot;~u61d8071e-b4bd-4247-90dc-493092172c80&quot;]]],536870916]],[&quot;^1?&quot;,[78,&quot;^Y&quot;,&quot;我常用的几个索引&quot;,536870916]],[&quot;^1?&quot;,[78,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[78,&quot;^K&quot;,77,536870916]],[&quot;^1?&quot;,[78,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1767,&quot;^1H&quot;,1796],536870916]],[&quot;^1?&quot;,[78,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[78,&quot;^11&quot;,72,536870916]],[&quot;^1?&quot;,[78,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[78,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[78,&quot;^?&quot;,&quot;~u61d8071e-cc42-40f7-8da9-1f679c72cbd9&quot;,536870916]],[&quot;^1?&quot;,[79,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[79,&quot;^Y&quot;,&quot;#本周计划 聚合分布在 #工作任务 #生活任务 #学习任务 #其它任务 以及其它笔记里面的各种本周计划，以便排期&quot;,536870916]],[&quot;^1?&quot;,[79,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[79,&quot;^K&quot;,78,536870916]],[&quot;^1?&quot;,[79,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1796,&quot;^1H&quot;,1948],536870916]],[&quot;^1?&quot;,[79,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[79,&quot;^11&quot;,78,536870916]],[&quot;^1?&quot;,[79,&quot;^10&quot;,23,536870916]],[&quot;^1?&quot;,[79,&quot;^10&quot;,24,536870916]],[&quot;^1?&quot;,[79,&quot;^10&quot;,26,536870916]],[&quot;^1?&quot;,[79,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[79,&quot;^10&quot;,42,536870916]],[&quot;^1?&quot;,[79,&quot;^10&quot;,49,536870916]],[&quot;^1?&quot;,[79,&quot;^L&quot;,23,536870916]],[&quot;^1?&quot;,[79,&quot;^L&quot;,24,536870916]],[&quot;^1?&quot;,[79,&quot;^L&quot;,26,536870916]],[&quot;^1?&quot;,[79,&quot;^L&quot;,42,536870916]],[&quot;^1?&quot;,[79,&quot;^L&quot;,49,536870916]],[&quot;^1?&quot;,[79,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[79,&quot;^?&quot;,&quot;~u61d8071e-b4bd-4247-90dc-493092172c80&quot;,536870916]],[&quot;^1?&quot;,[80,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[80,&quot;^Y&quot;,&quot;#人名 与人名有关的所有资源&quot;,536870916]],[&quot;^1?&quot;,[80,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[80,&quot;^K&quot;,79,536870916]],[&quot;^1?&quot;,[80,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1948,&quot;^1H&quot;,1992],536870916]],[&quot;^1?&quot;,[80,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[80,&quot;^11&quot;,78,536870916]],[&quot;^1?&quot;,[80,&quot;^10&quot;,36,536870916]],[&quot;^1?&quot;,[80,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[80,&quot;^L&quot;,36,536870916]],[&quot;^1?&quot;,[80,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[80,&quot;^?&quot;,&quot;~u61d8071e-99e9-44ac-a88b-f7dd8c709127&quot;,536870916]],[&quot;^1?&quot;,[81,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[81,&quot;^Y&quot;,&quot;#项目 与项目有关的所有资源&quot;,536870916]],[&quot;^1?&quot;,[81,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[81,&quot;^K&quot;,80,536870916]],[&quot;^1?&quot;,[81,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1992,&quot;^1H&quot;,2036],536870916]],[&quot;^1?&quot;,[81,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[81,&quot;^11&quot;,78,536870916]],[&quot;^1?&quot;,[81,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[81,&quot;^10&quot;,44,536870916]],[&quot;^1?&quot;,[81,&quot;^L&quot;,44,536870916]],[&quot;^1?&quot;,[81,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[81,&quot;^?&quot;,&quot;~u61d8071e-78f5-45ee-bc6d-a1b453c9ca02&quot;,536870916]],[&quot;^1?&quot;,[82,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[82,&quot;^Y&quot;,&quot;#TODO 各种笔记里面的待办，等待分类和排期&quot;,536870916]],[&quot;^1?&quot;,[82,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[82,&quot;^K&quot;,81,536870916]],[&quot;^1?&quot;,[82,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2036,&quot;^1H&quot;,2099],536870916]],[&quot;^1?&quot;,[82,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[82,&quot;^11&quot;,78,536870916]],[&quot;^1?&quot;,[82,&quot;^10&quot;,3,536870916]],[&quot;^1?&quot;,[82,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[82,&quot;^L&quot;,3,536870916]],[&quot;^1?&quot;,[82,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[82,&quot;^?&quot;,&quot;~u61d8071e-7b59-4af8-bf8d-be87e7dc7426&quot;,536870916]],[&quot;^1?&quot;,[83,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[83,&quot;^Y&quot;,&quot;#Good 自己或别人做得好的地方，需要学习，相当于自己的行为或思维的白名单，鼓励自己像这么做、这么想&quot;,536870916]],[&quot;^1?&quot;,[83,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[83,&quot;^K&quot;,82,536870916]],[&quot;^1?&quot;,[83,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2099,&quot;^1H&quot;,2246],536870916]],[&quot;^1?&quot;,[83,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[83,&quot;^11&quot;,78,536870916]],[&quot;^1?&quot;,[83,&quot;^10&quot;,27,536870916]],[&quot;^1?&quot;,[83,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[83,&quot;^L&quot;,27,536870916]],[&quot;^1?&quot;,[83,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[83,&quot;^?&quot;,&quot;~u61d8071e-759e-4c50-aefd-25cdfee7bdde&quot;,536870916]],[&quot;^1?&quot;,[84,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[84,&quot;^Y&quot;,&quot;#Bad 自己或别人做得不好的地方，需要避免，相当于自己的行为或思维的黑名单，警惕自己像这么做、这么想&quot;,536870916]],[&quot;^1?&quot;,[84,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[84,&quot;^K&quot;,83,536870916]],[&quot;^1?&quot;,[84,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2246,&quot;^1H&quot;,2395],536870916]],[&quot;^1?&quot;,[84,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[84,&quot;^11&quot;,78,536870916]],[&quot;^1?&quot;,[84,&quot;^10&quot;,39,536870916]],[&quot;^1?&quot;,[84,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[84,&quot;^L&quot;,39,536870916]],[&quot;^1?&quot;,[84,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[84,&quot;^?&quot;,&quot;~u61d8071e-cad9-411c-ac6d-c03259aa47db&quot;,536870916]],[&quot;^1?&quot;,[85,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[85,&quot;^Y&quot;,&quot;#Question 遇到的问题，等待搜索或处理&quot;,536870916]],[&quot;^1?&quot;,[85,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[85,&quot;^K&quot;,84,536870916]],[&quot;^1?&quot;,[85,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2395,&quot;^1H&quot;,2450],536870916]],[&quot;^1?&quot;,[85,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[85,&quot;^11&quot;,78,536870916]],[&quot;^1?&quot;,[85,&quot;^10&quot;,35,536870916]],[&quot;^1?&quot;,[85,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[85,&quot;^L&quot;,35,536870916]],[&quot;^1?&quot;,[85,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[85,&quot;^?&quot;,&quot;~u61d8071e-ac7c-4c1f-8b4d-bfcb855ab287&quot;,536870916]],[&quot;^1?&quot;,[86,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d8071e-41b7-482c-903b-d14a7acde1cf&quot;]]],536870916]],[&quot;^1?&quot;,[86,&quot;^Y&quot;,&quot;示例&quot;,536870916]],[&quot;^1?&quot;,[86,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[86,&quot;^K&quot;,72,536870916]],[&quot;^1?&quot;,[86,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2450,&quot;^1H&quot;,2460],536870916]],[&quot;^1?&quot;,[86,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[86,&quot;^11&quot;,65,536870916]],[&quot;^1?&quot;,[86,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[86,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[86,&quot;^?&quot;,&quot;~u61d8071e-8ec8-4a2f-be51-efd4c04128e6&quot;,536870916]],[&quot;^1?&quot;,[87,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d8071e-0870-46bc-a3d6-f355c32c47ac&quot;]]],536870916]],[&quot;^1?&quot;,[87,&quot;^Y&quot;,&quot;对#Question 做一个透视，就是可以聚合显示所有包含关键词的节点而忽略掉其它节点&quot;,536870916]],[&quot;^1?&quot;,[87,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[87,&quot;^K&quot;,86,536870916]],[&quot;^1?&quot;,[87,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2460,&quot;^1H&quot;,2574],536870916]],[&quot;^1?&quot;,[87,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[87,&quot;^11&quot;,86,536870916]],[&quot;^1?&quot;,[87,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[87,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[87,&quot;^?&quot;,&quot;~u61d8071e-41b7-482c-903b-d14a7acde1cf&quot;,536870916]],[&quot;^1?&quot;,[88,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[88,&quot;^Y&quot;,&quot;![](https://yupic.oss-cn-shanghai.aliyuncs.com/202201071642019.png)&quot;,536870916]],[&quot;^1?&quot;,[88,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[88,&quot;^K&quot;,87,536870916]],[&quot;^1?&quot;,[88,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2574,&quot;^1H&quot;,2647],536870916]],[&quot;^1?&quot;,[88,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[88,&quot;^11&quot;,87,536870916]],[&quot;^1?&quot;,[88,&quot;^10&quot;,41,536870916]],[&quot;^1?&quot;,[88,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[88,&quot;^?&quot;,&quot;~u61d8071e-0870-46bc-a3d6-f355c32c47ac&quot;,536870916]],[&quot;^1?&quot;,[89,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d8071e-ab71-4c5f-9a42-5baef7a3dd8c&quot;],[&quot;^?&quot;,&quot;~u61d8071e-2676-47a4-a154-a0ccb5dd4997&quot;]]],536870916]],[&quot;^1?&quot;,[89,&quot;^Y&quot;,&quot;**3.一切阅读均有标注**&quot;,536870916]],[&quot;^1?&quot;,[89,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[89,&quot;^K&quot;,65,536870916]],[&quot;^1?&quot;,[89,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2647,&quot;^1H&quot;,2680],536870916]],[&quot;^1?&quot;,[89,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[89,&quot;^11&quot;,30,536870916]],[&quot;^1?&quot;,[89,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[89,&quot;^?&quot;,&quot;~u61d8071e-091f-4355-a9d5-f70c77be4c6e&quot;,536870916]],[&quot;^1?&quot;,[90,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d8071e-979d-4748-afa6-65d677c7101e&quot;],[&quot;^?&quot;,&quot;~u61d8071e-23df-441a-82f2-635c9cbc429f&quot;],[&quot;^?&quot;,&quot;~u61d8071e-2671-444e-8fac-129b14cdcc88&quot;]]],536870916]],[&quot;^1?&quot;,[90,&quot;^Y&quot;,&quot;形式&quot;,536870916]],[&quot;^1?&quot;,[90,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[90,&quot;^K&quot;,89,536870916]],[&quot;^1?&quot;,[90,&quot;^T&quot;,[&quot;^ 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&quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,3653,&quot;^1H&quot;,3676],536870916]],[&quot;^1?&quot;,[104,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[104,&quot;^11&quot;,100,536870916]],[&quot;^1?&quot;,[104,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[104,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[104,&quot;^?&quot;,&quot;~u61d8071e-c865-40c5-a234-c71c938a1592&quot;,536870916]],[&quot;^1?&quot;,[105,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[105,&quot;^Y&quot;,&quot;目前只能通过 #python 对diigo、wps、eagle里面的标注，按照两次同步的时间间隔做增量同步，保存为md格式，存档在obsidian&quot;,536870916]],[&quot;^1?&quot;,[105,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[105,&quot;^K&quot;,104,536870916]],[&quot;^1?&quot;,[105,&quot;^T&quot;,[&quot;^ 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&quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,3866,&quot;^1H&quot;,3951],536870916]],[&quot;^1?&quot;,[107,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[107,&quot;^11&quot;,106,536870916]],[&quot;^1?&quot;,[107,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[107,&quot;^10&quot;,35,536870916]],[&quot;^1?&quot;,[107,&quot;^L&quot;,35,536870916]],[&quot;^1?&quot;,[107,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[107,&quot;^?&quot;,&quot;~u61d8071e-a0f8-404e-9553-a05eea71c966&quot;,536870916]],[&quot;^1?&quot;,[108,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d8071e-4a80-4573-b1ea-89981137f149&quot;]]],536870916]],[&quot;^1?&quot;,[108,&quot;^Y&quot;,&quot;各种图片和视频&quot;,536870916]],[&quot;^1?&quot;,[108,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[108,&quot;^K&quot;,106,536870916]],[&quot;^1?&quot;,[108,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,3951,&quot;^1H&quot;,3977],536870916]],[&quot;^1?&quot;,[108,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[108,&quot;^11&quot;,100,536870916]],[&quot;^1?&quot;,[108,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[108,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[108,&quot;^?&quot;,&quot;~u61d8071e-6709-4193-a50b-997bd4a2f8d6&quot;,536870916]],[&quot;^1?&quot;,[109,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[109,&quot;^Y&quot;,&quot;可惜现在还没有可以搜索本地图片里面的文字的工具 #Question&quot;,536870916]],[&quot;^1?&quot;,[109,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[109,&quot;^K&quot;,108,536870916]],[&quot;^1?&quot;,[109,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,3977,&quot;^1H&quot;,4062],536870916]],[&quot;^1?&quot;,[109,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[109,&quot;^11&quot;,108,536870916]],[&quot;^1?&quot;,[109,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[109,&quot;^10&quot;,35,536870916]],[&quot;^1?&quot;,[109,&quot;^L&quot;,35,536870916]],[&quot;^1?&quot;,[109,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[109,&quot;^?&quot;,&quot;~u61d8071e-4a80-4573-b1ea-89981137f149&quot;,536870916]],[&quot;^1?&quot;,[110,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d8071e-92fd-4fb4-a6fc-01cdf3bfd21c&quot;],[&quot;^?&quot;,&quot;~u61d8071e-d359-47d2-8e8a-115bb1111109&quot;],[&quot;^?&quot;,&quot;~u61d8071e-fa4e-4ac9-85d0-4d28db8a942d&quot;],[&quot;^?&quot;,&quot;~u61d8071e-0241-4195-a7c9-a20ba8c223b8&quot;]]],536870916]],[&quot;^1?&quot;,[110,&quot;^Y&quot;,&quot;说明&quot;,536870916]],[&quot;^1?&quot;,[110,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[110,&quot;^K&quot;,100,536870916]],[&quot;^1?&quot;,[110,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4062,&quot;^1H&quot;,4072],536870916]],[&quot;^1?&quot;,[110,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[110,&quot;^11&quot;,99,536870916]],[&quot;^1?&quot;,[110,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[110,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[110,&quot;^?&quot;,&quot;~u61d8071e-6c43-4be9-b9b8-ca6b403a0a8f&quot;,536870916]],[&quot;^1?&quot;,[111,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[111,&quot;^Y&quot;,&quot;#双链 、 #database 都并非刚需，只要这种整理方式适合自己，最简单的文件夹和全文搜索也未尝不可。&quot;,536870916]],[&quot;^1?&quot;,[111,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[111,&quot;^K&quot;,110,536870916]],[&quot;^1?&quot;,[111,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4072,&quot;^1H&quot;,4210],536870916]],[&quot;^1?&quot;,[111,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[111,&quot;^11&quot;,110,536870916]],[&quot;^1?&quot;,[111,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[111,&quot;^10&quot;,34,536870916]],[&quot;^1?&quot;,[111,&quot;^10&quot;,46,536870916]],[&quot;^1?&quot;,[111,&quot;^L&quot;,34,536870916]],[&quot;^1?&quot;,[111,&quot;^L&quot;,46,536870916]],[&quot;^1?&quot;,[111,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[111,&quot;^?&quot;,&quot;~u61d8071e-0241-4195-a7c9-a20ba8c223b8&quot;,536870916]],[&quot;^1?&quot;,[112,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[112,&quot;^Y&quot;,&quot;单纯的高亮记录并没有太大的作用，因为那只是作者的话，而不是自己的话，但是单纯的对一篇文章进行概括总结，就有用了吗？未必，因为那还是作者的思路，只是换了一种陈述方式而已。&quot;,536870916]],[&quot;^1?&quot;,[112,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[112,&quot;^K&quot;,111,536870916]],[&quot;^1?&quot;,[112,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4210,&quot;^1H&quot;,4467],536870916]],[&quot;^1?&quot;,[112,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[112,&quot;^11&quot;,110,536870916]],[&quot;^1?&quot;,[112,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[112,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[112,&quot;^?&quot;,&quot;~u61d8071e-fa4e-4ac9-85d0-4d28db8a942d&quot;,536870916]],[&quot;^1?&quot;,[113,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[113,&quot;^Y&quot;,&quot;最好的阅读和笔记，应该是主题阅读和主题笔记，不拘泥于单个文章和书籍，而是从全局的角度来看待这个主题，综各家之所长，成自己之思路&quot;,536870916]],[&quot;^1?&quot;,[113,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[113,&quot;^K&quot;,112,536870916]],[&quot;^1?&quot;,[113,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4467,&quot;^1H&quot;,4661],536870916]],[&quot;^1?&quot;,[113,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[113,&quot;^11&quot;,110,536870916]],[&quot;^1?&quot;,[113,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[113,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[113,&quot;^?&quot;,&quot;~u61d8071e-d359-47d2-8e8a-115bb1111109&quot;,536870916]],[&quot;^1?&quot;,[114,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870916]],[&quot;^1?&quot;,[114,&quot;^Y&quot;,&quot;记录是为了更好的思考，公开写作则是更深度的思考&quot;,536870916]],[&quot;^1?&quot;,[114,&quot;^V&quot;,&quot;^1D&quot;,536870916]],[&quot;^1?&quot;,[114,&quot;^K&quot;,113,536870916]],[&quot;^1?&quot;,[114,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4661,&quot;^1H&quot;,4734],536870916]],[&quot;^1?&quot;,[114,&quot;^15&quot;,30,536870916]],[&quot;^1?&quot;,[114,&quot;^11&quot;,110,536870916]],[&quot;^1?&quot;,[114,&quot;^10&quot;,32,536870916]],[&quot;^1?&quot;,[114,&quot;^1I&quot;,true,536870916]],[&quot;^1?&quot;,[114,&quot;^?&quot;,&quot;~u61d8071e-92fd-4fb4-a6fc-01cdf3bfd21c&quot;,536870916]],[&quot;^1?&quot;,[121,&quot;^V&quot;,&quot;^1D&quot;,536870919]],[&quot;^1?&quot;,[121,&quot;^U&quot;,20220107,536870919]],[&quot;^1?&quot;,[121,&quot;^E&quot;,true,536870919]],[&quot;^1?&quot;,[121,&quot;^17&quot;,&quot;jan 7th, 2022&quot;,536870919]],[&quot;^1?&quot;,[121,&quot;^1;&quot;,&quot;Jan 7th, 2022&quot;,536870919]],[&quot;^1?&quot;,[121,&quot;^?&quot;,&quot;~u61d81e05-fb57-4573-a72a-48196565a56b&quot;,536870919]],[&quot;^1?&quot;,[122,&quot;^Y&quot;,&quot;&quot;,536870920]],[&quot;^1?&quot;,[122,&quot;^V&quot;,&quot;^1D&quot;,536870920]],[&quot;^1?&quot;,[122,&quot;^U&quot;,20220107,536870920]],[&quot;^1?&quot;,[122,&quot;^E&quot;,true,536870920]],[&quot;^1?&quot;,[122,&quot;^K&quot;,121,536870920]],[&quot;^1?&quot;,[122,&quot;^15&quot;,121,536870920]],[&quot;^1?&quot;,[122,&quot;^11&quot;,121,536870920]],[&quot;^1?&quot;,[122,&quot;^D&quot;,[&quot;^ &quot;],536870920]],[&quot;^1?&quot;,[122,&quot;^1I&quot;,true,536870920]],[&quot;^1?&quot;,[122,&quot;^?&quot;,&quot;~u61d81e05-a221-403e-8cd1-11db497cfae5&quot;,536870920]],[&quot;^1?&quot;,[128,&quot;^E&quot;,false,536870936]],[&quot;^1?&quot;,[128,&quot;^17&quot;,&quot;基金定投并非万能&quot;,536870936]],[&quot;^1?&quot;,[128,&quot;^1;&quot;,&quot;基⾦定投并⾮万能&quot;,536870936]],[&quot;^1?&quot;,[128,&quot;^?&quot;,&quot;~u61d81e08-ea7b-4d01-a1e4-a2fcca50f4a4&quot;,536870946]],[&quot;^1?&quot;,[129,&quot;^Y&quot;,&quot;\\n![](https://yupic.oss-cn-shanghai.aliyuncs.com/202112012232369.png)\\n\\n\\n&quot;,536870936]],[&quot;^1?&quot;,[129,&quot;^V&quot;,&quot;^1D&quot;,536870936]],[&quot;^1?&quot;,[129,&quot;^K&quot;,128,536870936]],[&quot;^1?&quot;,[129,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1G&quot;,0,&quot;^1H&quot;,71],536870936]],[&quot;^1?&quot;,[129,&quot;^15&quot;,128,536870936]],[&quot;^1?&quot;,[129,&quot;^11&quot;,128,536870936]],[&quot;^1?&quot;,[129,&quot;^10&quot;,128,536870936]],[&quot;^1?&quot;,[129,&quot;^=&quot;,true,536870936]],[&quot;^1?&quot;,[129,&quot;^1I&quot;,true,536870936]],[&quot;^1?&quot;,[129,&quot;^?&quot;,&quot;~u61d81e06-79ec-4c6c-b089-807e7e158ba5&quot;,536870936]],[&quot;^1?&quot;,[130,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870936]],[&quot;^1?&quot;,[130,&quot;^Y&quot;,&quot;## 引言\\n之前刚接触到基金定投这个概念时，感觉好像找到了一个发财之道，于是开始每月把存下的那点钱都投到指数基金去了，梦想着多年后自己也能年化收益率10个点以上。\\n\\n但是经过18年那一年多的实践后，浮亏10个点，实在是受不了了，割肉止损。好好反思了基金定投的逻辑，觉得主要有3个问题：&quot;,536870936]],[&quot;^1?&quot;,[130,&quot;^V&quot;,&quot;^1D&quot;,536870936]],[&quot;^1?&quot;,[130,&quot;^12&quot;,2,536870936]],[&quot;^1?&quot;,[130,&quot;^K&quot;,129,536870936]],[&quot;^1?&quot;,[130,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,71,&quot;^1H&quot;,473],536870936]],[&quot;^1?&quot;,[130,&quot;^15&quot;,128,536870936]],[&quot;^1?&quot;,[130,&quot;^11&quot;,128,536870936]],[&quot;^1?&quot;,[130,&quot;^10&quot;,128,536870936]],[&quot;^1?&quot;,[130,&quot;~:block/size&quot;,2,536870936]],[&quot;^1?&quot;,[130,&quot;^13&quot;,&quot;~:heading&quot;,536870936]],[&quot;^1?&quot;,[130,&quot;^1I&quot;,false,536870936]],[&quot;^1?&quot;,[130,&quot;^?&quot;,&quot;~u61d81e06-0ef7-42b9-a443-69cd7b697be2&quot;,536870936]],[&quot;^1?&quot;,[131,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870936]],[&quot;^1?&quot;,[131,&quot;^Y&quot;,&quot;## 1.A股一直是震荡行情\\n不像之前美股一直是上升趋势。虽然说巴菲特也赞成定投指数基金，但是那是针对美国国情而言的，我大A股自有自己的特色。U型的微笑曲线的理论很美好，但是现实也有可能是倒U型的哭泣曲线。&quot;,536870936]],[&quot;^1?&quot;,[131,&quot;^V&quot;,&quot;^1D&quot;,536870936]],[&quot;^1?&quot;,[131,&quot;^12&quot;,2,536870936]],[&quot;^1?&quot;,[131,&quot;^K&quot;,130,536870936]],[&quot;^1?&quot;,[131,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,473,&quot;^1H&quot;,764],536870936]],[&quot;^1?&quot;,[131,&quot;^15&quot;,128,536870936]],[&quot;^1?&quot;,[131,&quot;^11&quot;,128,536870936]],[&quot;^1?&quot;,[131,&quot;^10&quot;,128,536870936]],[&quot;^1?&quot;,[131,&quot;^1J&quot;,2,536870936]],[&quot;^1?&quot;,[131,&quot;^13&quot;,&quot;^1K&quot;,536870936]],[&quot;^1?&quot;,[131,&quot;^1I&quot;,false,536870936]],[&quot;^1?&quot;,[131,&quot;^?&quot;,&quot;~u61d81e06-eb2a-44c0-a830-64b365911dbd&quot;,536870936]],[&quot;^1?&quot;,[132,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870936]],[&quot;^1?&quot;,[132,&quot;^Y&quot;,&quot;## 2.定投的时间周期太长了\\n我承认我自己只定投了一年就割肉止损，是太急躁了一点。但是，谁能保证之后的一年它就一定能涨回来呢。在下降趋势里，无脑定投只会越赔越多，在上升趋势里，无脑定投又会失去很多收益，还不如在底部建个半仓的收益多呢。定投的周期可能要三到五年，有这个时间，我投个晨星五星级的主动型基金收益未必比定投差。&quot;,536870936]],[&quot;^1?&quot;,[132,&quot;^V&quot;,&quot;^1D&quot;,536870936]],[&quot;^1?&quot;,[132,&quot;^12&quot;,2,536870936]],[&quot;^1?&quot;,[132,&quot;^K&quot;,131,536870936]],[&quot;^1?&quot;,[132,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,764,&quot;^1H&quot;,1234],536870936]],[&quot;^1?&quot;,[132,&quot;^15&quot;,128,536870936]],[&quot;^1?&quot;,[132,&quot;^11&quot;,128,536870936]],[&quot;^1?&quot;,[132,&quot;^10&quot;,128,536870936]],[&quot;^1?&quot;,[132,&quot;^1J&quot;,2,536870936]],[&quot;^1?&quot;,[132,&quot;^13&quot;,&quot;^1K&quot;,536870936]],[&quot;^1?&quot;,[132,&quot;^1I&quot;,false,536870936]],[&quot;^1?&quot;,[132,&quot;^?&quot;,&quot;~u61d81e06-42f3-46a2-94a3-1e0df2555b84&quot;,536870936]],[&quot;^1?&quot;,[133,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870936]],[&quot;^1?&quot;,[133,&quot;^Y&quot;,&quot;## 3.定投的止盈不好定\\n很多定投者可能都曾经赚过，但没有及时止盈最后又跌回去了。正常人买基金的逻辑一般是上升趋势建仓，上涨加仓，然后从高点回撤时止盈。而定投一般是从下降趋势开始投，其实是有点反人性的，往往前期需要忍受亏得越来越多的压力，才能守得云开见月明，这个过程其实非常考验人性，不是每个人都适合的。&quot;,536870936]],[&quot;^1?&quot;,[133,&quot;^V&quot;,&quot;^1D&quot;,536870936]],[&quot;^1?&quot;,[133,&quot;^12&quot;,2,536870936]],[&quot;^1?&quot;,[133,&quot;^K&quot;,132,536870936]],[&quot;^1?&quot;,[133,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1234,&quot;^1H&quot;,1684],536870936]],[&quot;^1?&quot;,[133,&quot;^15&quot;,128,536870936]],[&quot;^1?&quot;,[133,&quot;^11&quot;,128,536870936]],[&quot;^1?&quot;,[133,&quot;^10&quot;,128,536870936]],[&quot;^1?&quot;,[133,&quot;^1J&quot;,2,536870936]],[&quot;^1?&quot;,[133,&quot;^13&quot;,&quot;^1K&quot;,536870936]],[&quot;^1?&quot;,[133,&quot;^1I&quot;,false,536870936]],[&quot;^1?&quot;,[133,&quot;^?&quot;,&quot;~u61d81e06-5d07-4b1f-9284-ca7572082e47&quot;,536870936]],[&quot;^1?&quot;,[134,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870936]],[&quot;^1?&quot;,[134,&quot;^Y&quot;,&quot;## 总结\\n看现在那些推销基金的，已经把基金定投神化了，什么每月傻瓜式投进去，轻轻松松年化10%。这种不提示风险的推荐，实在是不负责任。这个世界绝没有十全十美的理财方法，未虑胜，先虑败。定投就是用漫长的投资期来均摊成本，然后等待牛市卖出，但牛市又哪是那么容易到来的呢，希望想要定投的人首先问问自己能否忍受自己的钱在长达五年的时间一直浮亏。&quot;,536870936]],[&quot;^1?&quot;,[134,&quot;^V&quot;,&quot;^1D&quot;,536870936]],[&quot;^1?&quot;,[134,&quot;^12&quot;,2,536870936]],[&quot;^1?&quot;,[134,&quot;^K&quot;,133,536870936]],[&quot;^1?&quot;,[134,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1684,&quot;^1H&quot;,2178],536870936]],[&quot;^1?&quot;,[134,&quot;^15&quot;,128,536870936]],[&quot;^1?&quot;,[134,&quot;^11&quot;,128,536870936]],[&quot;^1?&quot;,[134,&quot;^10&quot;,128,536870936]],[&quot;^1?&quot;,[134,&quot;^1J&quot;,2,536870936]],[&quot;^1?&quot;,[134,&quot;^13&quot;,&quot;^1K&quot;,536870936]],[&quot;^1?&quot;,[134,&quot;^1I&quot;,false,536870936]],[&quot;^1?&quot;,[134,&quot;^?&quot;,&quot;~u61d81e06-0396-466e-9154-19afb85a5c37&quot;,536870936]],[&quot;^1?&quot;,[135,&quot;^E&quot;,false,536870938]],[&quot;^1?&quot;,[135,&quot;^17&quot;,&quot;我的保险规划&quot;,536870938]],[&quot;^1?&quot;,[135,&quot;^1;&quot;,&quot;我的保险规划&quot;,536870938]],[&quot;^1?&quot;,[135,&quot;^?&quot;,&quot;~u61d81e08-bc01-49d3-b654-23b4c6b86fac&quot;,536870946]],[&quot;^1?&quot;,[136,&quot;^E&quot;,false,536870938]],[&quot;^1?&quot;,[136,&quot;^17&quot;,&quot;保险&quot;,536870938]],[&quot;^1?&quot;,[136,&quot;^1;&quot;,&quot;保险&quot;,536870938]],[&quot;^1?&quot;,[136,&quot;^?&quot;,&quot;~u61d81e07-e211-4279-b2a3-8c23bc3176b8&quot;,536870938]],[&quot;^1?&quot;,[137,&quot;^Y&quot;,&quot;#保险\\n\\n其实一直以来就打算买保险，但是一直都还没想好，到底买什么保险好，最近和一个在平安卖保险的同学交流以后，觉得有必要开始行动了，毕竟自己的年龄也快三十了，爸妈也都五十几岁了，再不买可能有些保险都无法投保了（很多医疗险的限制投保年龄为55岁以内）。\\n\\n&quot;,536870938]],[&quot;^1?&quot;,[137,&quot;^V&quot;,&quot;^1D&quot;,536870938]],[&quot;^1?&quot;,[137,&quot;^K&quot;,135,536870938]],[&quot;^1?&quot;,[137,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1G&quot;,0,&quot;^1H&quot;,370],536870938]],[&quot;^1?&quot;,[137,&quot;^15&quot;,135,536870938]],[&quot;^1?&quot;,[137,&quot;^11&quot;,135,536870938]],[&quot;^1?&quot;,[137,&quot;^10&quot;,135,536870938]],[&quot;^1?&quot;,[137,&quot;^10&quot;,136,536870938]],[&quot;^1?&quot;,[137,&quot;^=&quot;,true,536870938]],[&quot;^1?&quot;,[137,&quot;^L&quot;,136,536870938]],[&quot;^1?&quot;,[137,&quot;^1I&quot;,true,536870938]],[&quot;^1?&quot;,[137,&quot;^?&quot;,&quot;~u61d81e07-0ea9-444a-aa31-41f8e5ac7e91&quot;,536870938]],[&quot;^1?&quot;,[138,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870938]],[&quot;^1?&quot;,[138,&quot;^Y&quot;,&quot;## 保险分类\\n\\n保险主要分4种：医疗险，意外险，重疾险，寿险。\\n\\n在查阅了众多资料后，我形成的核心理念就是：医疗险和意外险是必须配置的，重疾险和寿险看财务状况来选择性配置。\\n\\n为什么医疗险和意外险是必须配置的呢？因为医疗险是防止因病返贫的最好方式，意外险是防止家庭经济支柱倒塌的最好方式。两者都是保费低的高杠杆保险，用最小的费用换取最大的保障。\\n\\n医疗险呢，我在挑选了很多家的产品以后，选中的是中国人民保险的：好医保长期医疗。为什么选中这个产品呢？主要是因为它可以保证20年续保，续保时不再需要健康告知，这样就算我们在保险期间健康状况有变动，它也不能拒绝续保。它的医疗保额是400万，但是有1万的免赔额，也就是1万以内的医疗费用，需要自费，但是超过1万以外的费用，它全部承担。我给我自己和我母亲都买了这个，但是因为我父亲在2015年有一次摔伤意外，伤到了脊椎，无法买这个产品，所以我给我父亲选择的是保障范围低一点但是投保难度也低一点的：好医保防癌险。因为现在中老年人患癌症的几率真的太大了，很多男性因为抽烟喝酒等习惯有肝癌或肺癌，很多女性因为生理原因有宫颈癌或乳腺癌。我同一个村的邻居们，就有好多患癌的。癌症的医疗费用太贵，医保的报销比例也不高，需要自费的部分起码几十万，这对于很多家庭都是难以承受的。现在我还经常能在朋友圈看到别人发的水滴筹之类的，但我觉得，与其求人众筹，不如靠自己买保险。&quot;,536870938]],[&quot;^1?&quot;,[138,&quot;^V&quot;,&quot;^1D&quot;,536870938]],[&quot;^1?&quot;,[138,&quot;^12&quot;,2,536870938]],[&quot;^1?&quot;,[138,&quot;^K&quot;,137,536870938]],[&quot;^1?&quot;,[138,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,370,&quot;^1H&quot;,2115],536870938]],[&quot;^1?&quot;,[138,&quot;^15&quot;,135,536870938]],[&quot;^1?&quot;,[138,&quot;^11&quot;,135,536870938]],[&quot;^1?&quot;,[138,&quot;^10&quot;,135,536870938]],[&quot;^1?&quot;,[138,&quot;^1J&quot;,2,536870938]],[&quot;^1?&quot;,[138,&quot;^13&quot;,&quot;^1K&quot;,536870938]],[&quot;^1?&quot;,[138,&quot;^1I&quot;,false,536870938]],[&quot;^1?&quot;,[138,&quot;^?&quot;,&quot;~u61d81e07-1a74-4a59-8ab3-e82d65b313ac&quot;,536870938]],[&quot;^1?&quot;,[139,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870938]],[&quot;^1?&quot;,[139,&quot;^Y&quot;,&quot;## 意外险\\n\\n意外险呢，我在挑选了很多家的产品以后，选中的是众安保险的：综合意外险基础版。众安保险这家公司可能大家比较陌生，我查阅了一下它的股东情况，是阿里、腾讯、平安等几家大公司一起搞的，应该信誉还是有保证的。选中这个保险主要是看中它的意外医疗额度为1万，这样正好和前面医疗险的1万免赔额形成一个很好的搭配。1万以内的医疗费用，用意外险的，1万以上的医疗费用，用医疗险的。当然了这个搭配其实有一个小问题，就是意外医疗只赔付因意外因素造成的医疗费用，因疾病因素造成的医疗费用，它并不赔付，不过有保障总比没保障好嘛。然后这个意外险还有20万的意外身故和意外伤残的保额，以及一些附带的交通保险。这个身故保额不高，对于父母而言的话，因为他们已经不再是家庭的主要经济支柱，所以基本足够，但是对于二三岁的我们，正是捞钱的时候，一旦我们出意外，上有老，下有小（如果有），20万足够维持他们基本的生存吗？肯定是不够的，所以意外身故起码得50万。因此我给自己又加了众安的另一个防猝死意外险，它没有意外医疗，只有50万的意外身故、伤残，和50万的猝死。选中它主要就是看中它的50万猝死保额，因为我们在互联网行业工作，经常996，也经常听说有互联网从业者猝死的新闻，所以为了保险起见，给自己加了这个防猝死保险。注意，在大众的认知里面，猝死不就是意外身故么，其实这是一个常见的谬误，在保险学上，猝死和意外身故并不是一回事。另外提醒一下，我买的两个保险，都有意外伤残的保额，一共是20万+5万，意外伤残也是意外险的一个重要组成部分，大家选的话一定要注意选择无论全残还是轻残都可以保的，有很多意外险保的意外伤残只保全残的。&quot;,536870938]],[&quot;^1?&quot;,[139,&quot;^V&quot;,&quot;^1D&quot;,536870938]],[&quot;^1?&quot;,[139,&quot;^12&quot;,2,536870938]],[&quot;^1?&quot;,[139,&quot;^K&quot;,138,536870938]],[&quot;^1?&quot;,[139,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2115,&quot;^1H&quot;,4158],536870938]],[&quot;^1?&quot;,[139,&quot;^15&quot;,135,536870938]],[&quot;^1?&quot;,[139,&quot;^11&quot;,135,536870938]],[&quot;^1?&quot;,[139,&quot;^10&quot;,135,536870938]],[&quot;^1?&quot;,[139,&quot;^1J&quot;,2,536870938]],[&quot;^1?&quot;,[139,&quot;^13&quot;,&quot;^1K&quot;,536870938]],[&quot;^1?&quot;,[139,&quot;^1I&quot;,false,536870938]],[&quot;^1?&quot;,[139,&quot;^?&quot;,&quot;~u61d81e07-371b-4600-ac52-2a022f172754&quot;,536870938]],[&quot;^1?&quot;,[140,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870938]],[&quot;^1?&quot;,[140,&quot;^Y&quot;,&quot;## 医疗险\\n\\n选好了必备的保险后，我们再来计算一下保费，医疗险：自己21元+父亲71元+母亲89元，意外险：三人联合综合意外险28元+自己附加猝死险8元，合计就是每月217元，每年2604元，每年人均868元。这个费用还算可以接受，比起有些保险方案动则每年人均1万元来说，我这个方案算是性价比极高的选择。&quot;,536870938]],[&quot;^1?&quot;,[140,&quot;^V&quot;,&quot;^1D&quot;,536870938]],[&quot;^1?&quot;,[140,&quot;^12&quot;,2,536870938]],[&quot;^1?&quot;,[140,&quot;^K&quot;,139,536870938]],[&quot;^1?&quot;,[140,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4158,&quot;^1H&quot;,4563],536870938]],[&quot;^1?&quot;,[140,&quot;^15&quot;,135,536870938]],[&quot;^1?&quot;,[140,&quot;^11&quot;,135,536870938]],[&quot;^1?&quot;,[140,&quot;^10&quot;,135,536870938]],[&quot;^1?&quot;,[140,&quot;^1J&quot;,2,536870938]],[&quot;^1?&quot;,[140,&quot;^13&quot;,&quot;^1K&quot;,536870938]],[&quot;^1?&quot;,[140,&quot;^1I&quot;,false,536870938]],[&quot;^1?&quot;,[140,&quot;^?&quot;,&quot;~u61d81e07-efd6-4145-a029-9d588af712ba&quot;,536870938]],[&quot;^1?&quot;,[141,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870938]],[&quot;^1?&quot;,[141,&quot;^Y&quot;,&quot;## 不太建议重疾险和寿险\\n\\n为什么我不建议重疾险和寿险呢？首先，重疾险和寿险都是赔付性的，而且赔付的概率极高，一旦赔付都是几十万，而一个人一生中得重疾的概率极高，一个人的寿命也是有限的，所以保险公司为了成本考虑，重疾险和寿险这两种险的年费一般至少几千，动则上万。其实两者都算是某种程度的理财产品了。而如果我们用我国重疾率、保险赔付率、人均寿命等数据测算一下的话，会发现重疾险和寿险的内部收益率其实蛮低的，大概就比定期存款高一点。而考虑到保险的理赔难度，理赔时的各种手续，理财时要等待的时间，这比定期存款略高一点的收益又显得微不足道了，反正我个人是不会买重疾险和寿险的。简单来说就是每年2000块的医疗险和意外险，哪怕最后无法理赔，我觉得也可以接受，但是每年一万多的重疾险和寿险，交了十几年，最后无法理赔，我觉得难以接受。\\n\\n关于在哪买和给谁买的一点提醒：我是在支付宝上买的这些保险产品，在这上面只能给自己、配偶、父母、子女买。虽然自己谈恋爱了，但是因为还没结婚，还不是法定配偶，所以不能给自己女朋友买，只能让她自己给自己买。哪怕以后结婚了，自己的岳父岳母也是只能让老婆在自己手机上给她的爸妈买，岳父岳母不是法定父母。&quot;,536870938]],[&quot;^1?&quot;,[141,&quot;^V&quot;,&quot;^1D&quot;,536870938]],[&quot;^1?&quot;,[141,&quot;^12&quot;,2,536870938]],[&quot;^1?&quot;,[141,&quot;^K&quot;,140,536870938]],[&quot;^1?&quot;,[141,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4563,&quot;^1H&quot;,6070],536870938]],[&quot;^1?&quot;,[141,&quot;^15&quot;,135,536870938]],[&quot;^1?&quot;,[141,&quot;^11&quot;,135,536870938]],[&quot;^1?&quot;,[141,&quot;^10&quot;,135,536870938]],[&quot;^1?&quot;,[141,&quot;^1J&quot;,2,536870938]],[&quot;^1?&quot;,[141,&quot;^13&quot;,&quot;^1K&quot;,536870938]],[&quot;^1?&quot;,[141,&quot;^1I&quot;,false,536870938]],[&quot;^1?&quot;,[141,&quot;^?&quot;,&quot;~u61d81e07-201c-4bca-a664-18342609373e&quot;,536870938]],[&quot;^1?&quot;,[142,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870938]],[&quot;^1?&quot;,[142,&quot;^Y&quot;,&quot;## 注意事项\\n\\n好了，正文叙述完毕，下面是我在查阅保险相关信息时记录的一些注意事项，大家可以看一下：\\n\\n1. 投保时一定要做好健康告知，一定要有问必答，但是健康告知上没有问的，可以不答\\n2. 大病的医疗记录一定要咨询一下客服，无论多久远\\n3. 投保有年龄限制，越早买保险越好\\n4. 最好五年内没有医疗记录或住院记录\\n5. 先买保险再体检，最好3个月的等待期过后再做综合性体检\\n6. 一定要有医保，比如新型农村合作医疗，不然商业医疗险费用至少贵一倍\\n7. 不要用自己医保卡帮别人买处方药，会有医疗记录\\n8. 以上仅为基础版，如有余力，保险不嫌多\\n9. 按1234法则，保险费最大可达家庭资产20%\\n10. 不要买返本型、理财型保险，只买消费型、保障型保险\\n11. 每次要体检前，先投个五十万保额的定寿和重疾险，千万不要买多了，利用犹豫期，如果体检结果一切都好就退保，如果体检有问题就不退保\\n12. 意外险的意外医疗不可叠加，但是意外身故可以叠加\\n13. 平时生活中要培养保险意识，比如坐车记得系好安全带，不然出事了保险不赔的，这些细节可以自己多看看免责条款和一些拒赔案例&quot;,536870938]],[&quot;^1?&quot;,[142,&quot;^V&quot;,&quot;^1D&quot;,536870938]],[&quot;^1?&quot;,[142,&quot;^12&quot;,2,536870938]],[&quot;^1?&quot;,[142,&quot;^K&quot;,141,536870938]],[&quot;^1?&quot;,[142,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,6070,&quot;^1H&quot;,7385],536870938]],[&quot;^1?&quot;,[142,&quot;^15&quot;,135,536870938]],[&quot;^1?&quot;,[142,&quot;^11&quot;,135,536870938]],[&quot;^1?&quot;,[142,&quot;^10&quot;,135,536870938]],[&quot;^1?&quot;,[142,&quot;^1J&quot;,2,536870938]],[&quot;^1?&quot;,[142,&quot;^13&quot;,&quot;^1K&quot;,536870938]],[&quot;^1?&quot;,[142,&quot;^1I&quot;,false,536870938]],[&quot;^1?&quot;,[142,&quot;^?&quot;,&quot;~u61d81e07-f977-4e9a-a9f6-ec2323863856&quot;,536870938]],[&quot;^1?&quot;,[143,&quot;^E&quot;,false,536870940]],[&quot;^1?&quot;,[143,&quot;^17&quot;,&quot;网页标注工具:像看书一样看网页&quot;,536870940]],[&quot;^1?&quot;,[143,&quot;^1;&quot;,&quot;网页标注工具：像看书一样看网页&quot;,536870940]],[&quot;^1?&quot;,[143,&quot;^?&quot;,&quot;~u61d81e08-2e91-494c-8d80-6a848eafba84&quot;,536870946]],[&quot;^1?&quot;,[144,&quot;^E&quot;,false,536870940]],[&quot;^1?&quot;,[144,&quot;^17&quot;,&quot;笔记&quot;,536870940]],[&quot;^1?&quot;,[144,&quot;^1;&quot;,&quot;笔记&quot;,536870940]],[&quot;^1?&quot;,[144,&quot;^?&quot;,&quot;~u61d81e07-f297-47f6-9d1b-3b166939cedc&quot;,536870940]],[&quot;^1?&quot;,[145,&quot;^E&quot;,false,536870940]],[&quot;^1?&quot;,[145,&quot;^17&quot;,&quot;读书&quot;,536870940]],[&quot;^1?&quot;,[145,&quot;^1;&quot;,&quot;读书&quot;,536870940]],[&quot;^1?&quot;,[145,&quot;^?&quot;,&quot;~u61d81e07-2d88-415b-8f39-c6287d6eb404&quot;,536870940]],[&quot;^1?&quot;,[146,&quot;^E&quot;,false,536870940]],[&quot;^1?&quot;,[146,&quot;^17&quot;,&quot;网页标注&quot;,536870940]],[&quot;^1?&quot;,[146,&quot;^1;&quot;,&quot;网页标注&quot;,536870940]],[&quot;^1?&quot;,[146,&quot;^?&quot;,&quot;~u61d81e07-c78d-4339-8c91-9054e4a3c4f8&quot;,536870940]],[&quot;^1?&quot;,[147,&quot;^Y&quot;,&quot;#网页标注 #读书 #笔记\\n\\n![](https://yupic.oss-cn-shanghai.aliyuncs.com/20211021080112.png)\\n\\n每天我们都会浏览大量网页，但是最后又沉淀下来什么了呢？碎片化的阅读，真的不是一个理想的学习方式么？或许，我们缺少的，只是一套适应碎片化学习的工作流。\\n\\n在试用过无数工具后，我逐渐探索出了比较适合我的这套碎片化学习工作流，这套流程里有5大工具，本篇主要介绍的是第3步的网页标注工具，以后有机会再和大家分享本流程的其它工具。\\n\\n&quot;,536870940]],[&quot;^1?&quot;,[147,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[147,&quot;^K&quot;,143,536870940]],[&quot;^1?&quot;,[147,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1G&quot;,0,&quot;^1H&quot;,573],536870940]],[&quot;^1?&quot;,[147,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[147,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[147,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[147,&quot;^10&quot;,144,536870940]],[&quot;^1?&quot;,[147,&quot;^10&quot;,145,536870940]],[&quot;^1?&quot;,[147,&quot;^10&quot;,146,536870940]],[&quot;^1?&quot;,[147,&quot;^=&quot;,true,536870940]],[&quot;^1?&quot;,[147,&quot;^L&quot;,144,536870940]],[&quot;^1?&quot;,[147,&quot;^L&quot;,145,536870940]],[&quot;^1?&quot;,[147,&quot;^L&quot;,146,536870940]],[&quot;^1?&quot;,[147,&quot;^1I&quot;,true,536870940]],[&quot;^1?&quot;,[147,&quot;^?&quot;,&quot;~u61d81e07-c2c1-42f1-b3b1-f429e62f930f&quot;,536870940]],[&quot;^1?&quot;,[148,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870940]],[&quot;^1?&quot;,[148,&quot;^Y&quot;,&quot;## 我的主要需求\\n\\n1. 收藏并整理网页书签，最好能很方便的收集、加标签，能支持Android端和Mac端\\n2. 标注网页内容，最好能很方便导出标注内容，方便在大纲工具里面进一步整理\\n3. 永久存档网页副本，方便能在原始网页被删除后依然可以查看，尤其是时政相关的\\n4. 支持全文搜索，以后只要记得只言片语也可以找回来，最好能配合Alfred快速搜索&quot;,536870940]],[&quot;^1?&quot;,[148,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[148,&quot;^12&quot;,2,536870940]],[&quot;^1?&quot;,[148,&quot;^K&quot;,147,536870940]],[&quot;^1?&quot;,[148,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,573,&quot;^1H&quot;,1028],536870940]],[&quot;^1?&quot;,[148,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[148,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[148,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[148,&quot;^1J&quot;,2,536870940]],[&quot;^1?&quot;,[148,&quot;^13&quot;,&quot;^1K&quot;,536870940]],[&quot;^1?&quot;,[148,&quot;^1I&quot;,false,536870940]],[&quot;^1?&quot;,[148,&quot;^?&quot;,&quot;~u61d81e07-a97b-42fd-a4d0-c5465c9d752c&quot;,536870940]],[&quot;^1?&quot;,[149,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870940]],[&quot;^1?&quot;,[149,&quot;^Y&quot;,&quot;## 工具对比： Diigo VS 印象笔记\\n\\n目前选择的工具-Diigo\\n核心流程：想法 -&gt; 网页 -&gt; 标注 -&gt; 大纲笔记 -&gt; 文章\\n1. 任何时刻，有什么想法，都可以先记录在滴答清单里面 【工具：滴答清单】\\n2. 有空时，就将滴答清单里面的一些想法在电脑端用Google搜索下，开始主题阅读 【工具：google】\\n3. 阅读网页时，将感兴趣的地方标注一下，有自己的想法也可以在标注里写 【工具：Diigo】\\n4. 将同一主题的文章都过了一遍以后，想必收集了不少标注了，这个时候就可以将这些标注导出到大纲工具里面，开始用自己的逻辑串起它们了 【工具：WorkFlowy】\\n5. 大纲写好了以后，就可以导出到MarkDown工具里面，准备分享给好友了，不要闭门造车，分享才是最好的学习方式 【工具：wolai】\\n\\n其实1234需求点，印象笔记都能实现，我以前一直用印象笔记做标注，但是印象笔记有这几个缺点\\n1. 印象笔记有点笨重，不方便直接在原始网页上标注，它的阅读模式往往显示效果还不如原始网页\\n2. 印象笔记没有默认就开启网页标注，导致收集与阅读分离，很多时候，我们都是收集后再也不看\\n3. 印象笔记不是很方便在网页上就添加自己的想法，因网页激发的灵感、行动想法、关联知识点、对内容的批判如果不马上记录下来，很快就会消失无踪\\n4. 印象笔记的标注还是在嵌套在网页里面，没法批量导出，不利于后期整理\\n5. 印象笔记的Android端就是一个废物，很不方便收藏，不像Diigo直接设置为手机默认浏览器后，可以很方便将微信文章用Diigo打开，然后就可以在里面标注了\\n6. 印象笔记广告太多，已经失去了一款笔记工具的初心，一心只想恰饭\\n7. 印象笔记不能记住网页是否已经被收藏过，而Diigo在再次打开同样的网页时，原来的标注信息会自动重现，很方便我们重拾重点，也可以避免重复收藏&quot;,536870940]],[&quot;^1?&quot;,[149,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[149,&quot;^12&quot;,2,536870940]],[&quot;^1?&quot;,[149,&quot;^K&quot;,148,536870940]],[&quot;^1?&quot;,[149,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1028,&quot;^1H&quot;,3096],536870940]],[&quot;^1?&quot;,[149,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[149,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[149,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[149,&quot;^1J&quot;,2,536870940]],[&quot;^1?&quot;,[149,&quot;^13&quot;,&quot;^1K&quot;,536870940]],[&quot;^1?&quot;,[149,&quot;^1I&quot;,false,536870940]],[&quot;^1?&quot;,[149,&quot;^?&quot;,&quot;~u61d81e07-b819-40d3-9f84-305f463c3fff&quot;,536870940]],[&quot;^1?&quot;,[150,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870940]],[&quot;^1?&quot;,[150,&quot;^Y&quot;,&quot;## 笔记管理理念\\n\\n核心理念：广收藏、零整理、重搜索\\n\\n看到的任何网页，都可以不假思索地收藏到Diigo，不必想着以后可不可能用到，万一真要用时却发现没有收藏导致找不到了，那就尴尬了\\n\\n无须整理，标签、分类这些都可以统统不要（当然了，要这些也是可以的，只是不要沉迷于虚幻的整理之中），最好的整理其实是写文章，在文章中你可以给之前的各种资源留一个引用位置，这就是一种另类的目录了\\n\\n想要找什么时，全文搜索即可，比如常用工具的资源，可以写一篇笔记做整合，将所有相关的链接都放进去就可以了，你的这个笔记可以是一个树状结构，那和文件夹结构其实差不多，但是，在你的树状结构上，你可以添加很多额外的信息，比如这个资源和其它资源的联系，为什么要加入这个资源等等&quot;,536870940]],[&quot;^1?&quot;,[150,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[150,&quot;^12&quot;,2,536870940]],[&quot;^1?&quot;,[150,&quot;^K&quot;,149,536870940]],[&quot;^1?&quot;,[150,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,3096,&quot;^1H&quot;,4038],536870940]],[&quot;^1?&quot;,[150,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[150,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[150,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[150,&quot;^1J&quot;,2,536870940]],[&quot;^1?&quot;,[150,&quot;^13&quot;,&quot;^1K&quot;,536870940]],[&quot;^1?&quot;,[150,&quot;^1I&quot;,false,536870940]],[&quot;^1?&quot;,[150,&quot;^?&quot;,&quot;~u61d81e07-49fd-4abd-a701-5e79068f3785&quot;,536870940]],[&quot;^1?&quot;,[151,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870940]],[&quot;^1?&quot;,[151,&quot;^Y&quot;,&quot;## 一些其它的话&quot;,536870940]],[&quot;^1?&quot;,[151,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[151,&quot;^12&quot;,2,536870940]],[&quot;^1?&quot;,[151,&quot;^K&quot;,150,536870940]],[&quot;^1?&quot;,[151,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4038,&quot;^1H&quot;,4061],536870940]],[&quot;^1?&quot;,[151,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[151,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[151,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[151,&quot;^1J&quot;,2,536870940]],[&quot;^1?&quot;,[151,&quot;^13&quot;,&quot;^1K&quot;,536870940]],[&quot;^1?&quot;,[151,&quot;^1I&quot;,false,536870940]],[&quot;^1?&quot;,[151,&quot;^?&quot;,&quot;~u61d81e07-1680-4522-b766-4fad8f58473d&quot;,536870940]],[&quot;^1?&quot;,[152,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870940]],[&quot;^1?&quot;,[152,&quot;^Y&quot;,&quot;### 网页标注的作用\\n\\n看网页时，如果有意识地大量阅读同主题的文章，并认真做好标注，也能达到读书的深度\\n\\n看网页最好是自己主动搜索的，尽量少看系统推荐的，要带着自己的问题和关注点去看网页\\n\\n读书时不能偷懒，不能看完这本书以后纸上还干干净净的，必须要有标注，看网页也一样，不动笔墨不读书\\n\\n在线阅读反映的是我们对外在世界的兴趣，是非常重要的输入手段，而将在线阅读和知识管理连接一起的正是标注\\n\\n有些技术性很强的网页，泛读一次已经很痛苦，如果不及时划出重点，用到时又要从头到尾读一遍，实在费时费力\\n\\n在进行主题阅读时，如果直接对比几十篇文章，可能会头晕眼花，此时就可以先快速标记重点，再进行对比整合\\n\\n标注本身可以做到： 标记已读，收集价值内容记录想法，标记重点可减少重复性阅读，进行批判性思考。它既是阅读工具，也是笔记工具\\n\\n网页阅读本来是很碎片化的，但通过【标注-&gt;笔记-&gt;文章】的流程，我们可以将零散的信息系统化\\n\\n稍后阅读工具，在我的流程里并不需要，一般有什么网页要看，就直接用浏览器打开先放着，我的手机浏览器里面经常有几十个标签页，有空时再标注一个关闭一个，有一种莫名的成就感\\n\\n聚焦阅读当前网页时，所有在本网页中出现的新链接，先打开但不跳转，专注的看完本网页以后，再去逐一解决其它的\\n\\n标注也是提升注意力及继续保存注意力的最好方法。阅读时，忽然感觉这一段资料可注意，把它标注下，这件资料自然有一点微微的印象印入脑中，和滑眼看过不同。经过这一番后，过些时日碰着第二个资料和这个有关系的，又把它标注下，那注意便加浓一度。经过几次之后，每翻一书，遇到这类主题，自然就会联想到在之前的摘抄，不必劳神费力去找了。这是我多年读书经验得来的总结。大家不如拿去试用几个月，一定会觉得这个方法好用的。--梁启超&quot;,536870940]],[&quot;^1?&quot;,[152,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[152,&quot;^12&quot;,3,536870940]],[&quot;^1?&quot;,[152,&quot;^K&quot;,151,536870940]],[&quot;^1?&quot;,[152,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,4061,&quot;^1H&quot;,6250],536870940]],[&quot;^1?&quot;,[152,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[152,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[152,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[152,&quot;^1J&quot;,3,536870940]],[&quot;^1?&quot;,[152,&quot;^13&quot;,&quot;^1K&quot;,536870940]],[&quot;^1?&quot;,[152,&quot;^1I&quot;,false,536870940]],[&quot;^1?&quot;,[152,&quot;^?&quot;,&quot;~u61d81e07-9b14-4bd8-8122-32bd6f554461&quot;,536870940]],[&quot;^1?&quot;,[153,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870940]],[&quot;^1?&quot;,[153,&quot;^Y&quot;,&quot;### 关于工具和工作流的思考\\n\\n1. 每一个工具都是为了满足使用者的某一个工作流或者需求而生，没有完美的工具，要明白自己对工具的核心需求是什么，工具的本质是为了解决问题而存在的，不要在各种工具的试用中迷失\\n2. 每一个工具都有着自己的设计理念，也许未必符合你以往的认知，学习使用新的工具，意味着改变自己过去的某些习惯或认知\\n3. 工具的选用和工作流的打磨是一件非常私人的事情，我上面所述都只是个人喜好，大家也可以选用自己喜欢的就行，关键是自己觉得顺手好用\\n4. 不必刻意追求所有的事情放在一个工具里面，只要在一套工作流里面就可以了，太杂的工具往往在单一场景下不如专职工具&quot;,536870940]],[&quot;^1?&quot;,[153,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[153,&quot;^12&quot;,3,536870940]],[&quot;^1?&quot;,[153,&quot;^K&quot;,152,536870940]],[&quot;^1?&quot;,[153,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,6250,&quot;^1H&quot;,7068],536870940]],[&quot;^1?&quot;,[153,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[153,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[153,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[153,&quot;^1J&quot;,3,536870940]],[&quot;^1?&quot;,[153,&quot;^13&quot;,&quot;^1K&quot;,536870940]],[&quot;^1?&quot;,[153,&quot;^1I&quot;,false,536870940]],[&quot;^1?&quot;,[153,&quot;^?&quot;,&quot;~u61d81e07-cc82-4942-895c-7220f98efa0b&quot;,536870940]],[&quot;^1?&quot;,[154,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870940]],[&quot;^1?&quot;,[154,&quot;^Y&quot;,&quot;### 大脑-笔记-资料库的三层结构\\n\\n【大脑 笔记 资料库】的三层结构与计算机的【CPU 内存 外存】结构相类似，大脑负责思考加工，笔记记录活跃信息-WorkFlowy，资料库存档原始信息-Diigo\\n\\n上面的说法可能不太对，对我而言，笔记不是思考的记录，笔记就是思考本身，就像没有人可以只凭想象就画出一幅画，边写边想才是思维的常态\\n\\n大脑有一个习惯，所有未完成的事项，都会停留在大脑里面，这可以避免我们忘记一些常用或重要的信息，但是它也会大量占用我们的思维带宽。而笔记，可以一定程度放空我们的大脑，让我们的大脑更专注于当下的事项，记下来，相当于告诉大脑，这件事已经被处理了，暂时先不用管了。\\n\\n没有人是真的对着白纸写作的，他的旁边必定放了无数的参考资料，而标注、笔记，这些就是我们写作时最好的灵感激发器\\n\\n不是每一个人都需要写作，但是，每一个人都有值得记录的东西。而如果从学习的角度来说的话，写作真的是很好的学习方法。&quot;,536870940]],[&quot;^1?&quot;,[154,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[154,&quot;^12&quot;,3,536870940]],[&quot;^1?&quot;,[154,&quot;^K&quot;,153,536870940]],[&quot;^1?&quot;,[154,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,7068,&quot;^1H&quot;,8225],536870940]],[&quot;^1?&quot;,[154,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[154,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[154,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[154,&quot;^1J&quot;,3,536870940]],[&quot;^1?&quot;,[154,&quot;^13&quot;,&quot;^1K&quot;,536870940]],[&quot;^1?&quot;,[154,&quot;^1I&quot;,false,536870940]],[&quot;^1?&quot;,[154,&quot;^?&quot;,&quot;~u61d81e07-ff6c-46bd-82ed-384c29b60e7d&quot;,536870940]],[&quot;^1?&quot;,[155,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870940]],[&quot;^1?&quot;,[155,&quot;^Y&quot;,&quot;## 参考资料\\n\\n1. [如何处理碎片化信息：用 Diigo 统一实现书签管理和文档标注 少数派](https://sspai.com/post/52289)\\n2. [利用 Liner 和 Evernote「精读」网页文章 知乎](https://zhuanlan.zhihu.com/p/52572868?utm_source=com.alpha.pinbox&amp;utm_medium=social&amp;utm_oi=38400975437824)\\n3. [网页在线标注工具 MarkUp | 码力全开 独立开发者的聚集地](http://maliquankai.com/2020/04/06/2020-04-06-markup-web/index.html)\\n4. [笔记软件及剪藏：Obsidian与Markdownload 知乎](https://zhuanlan.zhihu.com/p/364702744)\\n5. [现在大家都在用 Pocket Evernote 做链接收藏工具了吗？ V2EX](https://www.v2ex.com/t/173436)\\n6. [【超实用工具】尝试过直接在网页上做笔记么？ 简直不要太赞！ 知乎](https://zhuanlan.zhihu.com/p/96431405)\\n7. [新媒体运营超实用的Chrome插件推荐！ 知乎](https://zhuanlan.zhihu.com/p/336853541)\\n8. [diigo 知乎](https://www.zhihu.com/topic/19640685/hot)\\n9. [利用 Liner 和 Evernote「精读」网页文章 少数派](https://sspai.com/post/51236)\\n10. [利器 | Night Piece](https://limuzhi.com/tools/)\\n11. [广收集、零整理、重搜索——我的 Evernote 使用流程 少数派](https://sspai.com/post/30827)\\n12. [我的「工具箱」——关于工具和它背后的哲学（本文随着本人使用经验，和软件更新持续修正、删减） 作业部落 Cmd Markdown 编辑阅读器](https://www.zybuluo.com/jianshu/note/274626)&quot;,536870940]],[&quot;^1?&quot;,[155,&quot;^V&quot;,&quot;^1D&quot;,536870940]],[&quot;^1?&quot;,[155,&quot;^12&quot;,2,536870940]],[&quot;^1?&quot;,[155,&quot;^K&quot;,154,536870940]],[&quot;^1?&quot;,[155,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,8225,&quot;^1H&quot;,9684],536870940]],[&quot;^1?&quot;,[155,&quot;^15&quot;,143,536870940]],[&quot;^1?&quot;,[155,&quot;^11&quot;,143,536870940]],[&quot;^1?&quot;,[155,&quot;^10&quot;,143,536870940]],[&quot;^1?&quot;,[155,&quot;^1J&quot;,2,536870940]],[&quot;^1?&quot;,[155,&quot;^13&quot;,&quot;^1K&quot;,536870940]],[&quot;^1?&quot;,[155,&quot;^1I&quot;,false,536870940]],[&quot;^1?&quot;,[155,&quot;^?&quot;,&quot;~u61d81e07-8360-4a64-bb85-626c7e573e8f&quot;,536870940]],[&quot;^1?&quot;,[156,&quot;^E&quot;,false,536870942]],[&quot;^1?&quot;,[156,&quot;^17&quot;,&quot;我的写作流程&quot;,536870942]],[&quot;^1?&quot;,[156,&quot;^1;&quot;,&quot;我的写作流程&quot;,536870942]],[&quot;^1?&quot;,[156,&quot;^?&quot;,&quot;~u61d81e08-af4d-4f54-8233-2d1b76210452&quot;,536870946]],[&quot;^1?&quot;,[157,&quot;^E&quot;,false,536870942]],[&quot;^1?&quot;,[157,&quot;^17&quot;,&quot;知乎&quot;,536870942]],[&quot;^1?&quot;,[157,&quot;^1;&quot;,&quot;知乎&quot;,536870942]],[&quot;^1?&quot;,[157,&quot;^?&quot;,&quot;~u61d81e07-d5f5-437e-b742-3f8cc84e6750&quot;,536870942]],[&quot;^1?&quot;,[158,&quot;^E&quot;,false,536870942]],[&quot;^1?&quot;,[158,&quot;^17&quot;,&quot;vscode&quot;,536870942]],[&quot;^1?&quot;,[158,&quot;^1;&quot;,&quot;VSCode&quot;,536870942]],[&quot;^1?&quot;,[158,&quot;^?&quot;,&quot;~u61d81e07-08db-4349-8081-6f465e18a362&quot;,536870942]],[&quot;^1?&quot;,[159,&quot;^E&quot;,false,536870942]],[&quot;^1?&quot;,[159,&quot;^17&quot;,&quot;markdown&quot;,536870942]],[&quot;^1?&quot;,[159,&quot;^1;&quot;,&quot;MarkDown&quot;,536870942]],[&quot;^1?&quot;,[159,&quot;^?&quot;,&quot;~u61d81e07-0158-4254-be00-f11574c3fc37&quot;,536870942]],[&quot;^1?&quot;,[160,&quot;^Y&quot;,&quot;#MarkDown #Obsidian #VSCode #滴答清单 #WorkFlowy #知乎\\n\\n每写一篇文章，其实就像写一个小的代码项目一样，都是有一个流程的，有时候需要用一点管理思维，管理好自己的灵感、大纲、素材、文章。\\n&quot;,536870942]],[&quot;^1?&quot;,[160,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[160,&quot;^K&quot;,156,536870942]],[&quot;^1?&quot;,[160,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1G&quot;,0,&quot;^1H&quot;,252],536870942]],[&quot;^1?&quot;,[160,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[160,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[160,&quot;^10&quot;,32,536870942]],[&quot;^1?&quot;,[160,&quot;^10&quot;,41,536870942]],[&quot;^1?&quot;,[160,&quot;^10&quot;,48,536870942]],[&quot;^1?&quot;,[160,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[160,&quot;^10&quot;,157,536870942]],[&quot;^1?&quot;,[160,&quot;^10&quot;,158,536870942]],[&quot;^1?&quot;,[160,&quot;^10&quot;,159,536870942]],[&quot;^1?&quot;,[160,&quot;^=&quot;,true,536870942]],[&quot;^1?&quot;,[160,&quot;^L&quot;,32,536870942]],[&quot;^1?&quot;,[160,&quot;^L&quot;,41,536870942]],[&quot;^1?&quot;,[160,&quot;^L&quot;,48,536870942]],[&quot;^1?&quot;,[160,&quot;^L&quot;,157,536870942]],[&quot;^1?&quot;,[160,&quot;^L&quot;,158,536870942]],[&quot;^1?&quot;,[160,&quot;^L&quot;,159,536870942]],[&quot;^1?&quot;,[160,&quot;^1I&quot;,true,536870942]],[&quot;^1?&quot;,[160,&quot;^?&quot;,&quot;~u61d81e07-5f89-4242-b45e-ef2662eeeabc&quot;,536870942]],[&quot;^1?&quot;,[161,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[161,&quot;^Y&quot;,&quot;## 孕育阶段\\n\\n孕育阶段：随时记录，定期扫读。\\n\\n每天我们都会看很多文章，这些文章有些难免会给自己带来一点灵感，这些灵感如果不立即记录的话，可能就过去了，再也想不起来了，所以我们需要一个闪念记录工具：这里我使用的是滴答清单。\\n\\n可能有人觉得滴答清单不是一个任务管理工具，怎么也能记录闪念了呢。在我看啦，任务和笔记并不分家，用好滴答清单的四象限工具，当前需要重点关注的任务放在第一象限里面，那些闪念就放在第四象限里面，其实过多的闪念也不会干扰到我们的任务管理流程，反而可以给我们减少一个专门记录闪念的工具。一个滴答清单，搞定任务清单、闪念记录、日历、番茄钟、习惯打卡、四象限，真的太方便了，可以减少很多其他工具了。\\n\\n随时记录，是我这几年刻意培养的一个习惯。任务、闪念，想到什么，只要当时不方便去做，就都可以立即记录下来。滴答清单在电脑端有一个快速添加任务的全局快捷键，这几乎是我每天按的最多的一个快捷键了。&quot;,536870942]],[&quot;^1?&quot;,[161,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[161,&quot;^12&quot;,2,536870942]],[&quot;^1?&quot;,[161,&quot;^K&quot;,160,536870942]],[&quot;^1?&quot;,[161,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,252,&quot;^1H&quot;,1443],536870942]],[&quot;^1?&quot;,[161,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[161,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[161,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[161,&quot;^1J&quot;,2,536870942]],[&quot;^1?&quot;,[161,&quot;^13&quot;,&quot;^1K&quot;,536870942]],[&quot;^1?&quot;,[161,&quot;^1I&quot;,false,536870942]],[&quot;^1?&quot;,[161,&quot;^?&quot;,&quot;~u61d81e07-3b5c-4bd3-839b-efd46978906c&quot;,536870942]],[&quot;^1?&quot;,[162,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[162,&quot;^Y&quot;,&quot;看到某篇文章，提到感兴趣的某个技术点，可以记录一下。&quot;,536870942]],[&quot;^1?&quot;,[162,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[162,&quot;^K&quot;,161,536870942]],[&quot;^1?&quot;,[162,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1443,&quot;^1H&quot;,1524],536870942]],[&quot;^1?&quot;,[162,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[162,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[162,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[162,&quot;^1I&quot;,true,536870942]],[&quot;^1?&quot;,[162,&quot;^?&quot;,&quot;~u61d81e07-f538-4770-89fd-f075773222b6&quot;,536870942]],[&quot;^1?&quot;,[163,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[163,&quot;^Y&quot;,&quot;发现家里好像要买什么东西了，可以记录一下。&quot;,536870942]],[&quot;^1?&quot;,[163,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[163,&quot;^K&quot;,162,536870942]],[&quot;^1?&quot;,[163,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1524,&quot;^1H&quot;,1590],536870942]],[&quot;^1?&quot;,[163,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[163,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[163,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[163,&quot;^1I&quot;,true,536870942]],[&quot;^1?&quot;,[163,&quot;^?&quot;,&quot;~u61d81e07-0b54-432e-8b3f-705324020fca&quot;,536870942]],[&quot;^1?&quot;,[164,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[164,&quot;^Y&quot;,&quot;发现一个不错的书或电影或景点，可以记录一下。&quot;,536870942]],[&quot;^1?&quot;,[164,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[164,&quot;^K&quot;,163,536870942]],[&quot;^1?&quot;,[164,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1590,&quot;^1H&quot;,1659],536870942]],[&quot;^1?&quot;,[164,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[164,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[164,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[164,&quot;^1I&quot;,true,536870942]],[&quot;^1?&quot;,[164,&quot;^?&quot;,&quot;~u61d81e07-97a9-4eb6-958d-a10aac6130a9&quot;,536870942]],[&quot;^1?&quot;,[165,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[165,&quot;^Y&quot;,&quot;关于某个主题自己有了点想法，可以记录一下。&quot;,536870942]],[&quot;^1?&quot;,[165,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[165,&quot;^K&quot;,164,536870942]],[&quot;^1?&quot;,[165,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1659,&quot;^1H&quot;,1725],536870942]],[&quot;^1?&quot;,[165,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[165,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[165,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[165,&quot;^1I&quot;,true,536870942]],[&quot;^1?&quot;,[165,&quot;^?&quot;,&quot;~u61d81e07-b4cb-4fb7-ba35-02e1f462c6fe&quot;,536870942]],[&quot;^1?&quot;,[166,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[166,&quot;^Y&quot;,&quot;突然想要去搜索某个问题，可以记录一下。\\n\\n可能最后清单里面囤积了几千条记录，但是不要怕，也不必有任何的压力，只要能干掉一条记录，那就是一个胜利：要么落实为行动，要么拓展为文章，都是很好的归宿。你会因为你的文章字数写得多而有压力么？肯定不会吧，那么，又何必因为任务清单里面记录了太多而有压力了。\\n\\n只要将最重要的几个任务设置好优先级，其它的任务，随它去吧。只要我记录了，它就不会跑，至于是今年干掉它，还是明年干掉它，那就看天意啦。(当然了，为了防止自己的记录被沉没，定期扫一眼所有的记录还是有必要的，说不定过去的记录又会给现在的自己什么新的触发呢)&quot;,536870942]],[&quot;^1?&quot;,[166,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[166,&quot;^K&quot;,165,536870942]],[&quot;^1?&quot;,[166,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1725,&quot;^1H&quot;,2543],536870942]],[&quot;^1?&quot;,[166,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[166,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[166,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[166,&quot;^1I&quot;,true,536870942]],[&quot;^1?&quot;,[166,&quot;^?&quot;,&quot;~u61d81e07-39f9-4852-9c93-afb73c698175&quot;,536870942]],[&quot;^1?&quot;,[167,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[167,&quot;^Y&quot;,&quot;## 写作流程\\n\\n写作流程：问题驱动，始于搜索，基于标注，成于整理。\\n\\n一般我要找什么东西，就是先用Chrome浏览器搜索一些相关文章看看，边看的时候边标注有用的部分。之前还折腾过一段时间的网页标注工具，专门写一篇文章介绍网页标注-Diigo:[网页标注工具：像看书一样看网页](https://zhuanlan.zhihu.com/p/423861818)\\n\\n但在用了一段标注工具以后，感觉好像还是少了一点什么，后来才意识到：标注其实是一种辅助阅读工具，可以帮助我们更聚焦的阅读，缓存阅读的收获，但是作为笔记的话，它就有点不够了，因为不是自己写的，还需要做进一步的整理加工才行。而之前我就是做了标注就完了，现在呢，得在标注的基础上，在Obsidian里面自己再去总结一下，标注只是参考素材而已。\\n\\n而且标注还有一个问题，同一个主题的文章，我们可能会查阅很多篇，标注可能分散在各个文章中，这个时候，不在Obsidian里面自己来整理，肯定是不行的。\\n\\n当你有了同一主题的很多标注以后，其实写文章真的很简单，就是将同一类别的标注放在一起重新组织一下，加一下衔接和描述性的话，加一下概括性的小标题。一般来说，一篇文章有个4-5个二级标题就够了，二级标题下面，只用写个一两三百字就够了。而且有了右侧大纲查看文章的标题层级，可以随时添加标题占坑，我们完全可以慢慢写，慢慢完善，写文章没必要追求一气呵成，不过追求在一个小段落上一气呵成，倒也可以。\\n\\nPS: 现在不用Diigo了，以前是喜欢它的原始网页标注，现在有[Hypothes](https://hypothes.is/)可以代替了；喜欢它的网页备份，有Cubox可以代替了，而且Diigo的网页备份的全文搜索太垃圾了，只能搜索标注内容，不如Cubox可以搜索全部文本。当然了，其实最重要的原因还是因为Diigo有点贵，还很封闭，居然不支持导出书签，而且没有开放API。而Hypothes和Cubox都是有开放API的，这样我就可以写脚本将它们和Obsidian联动起来了。\\n\\n有个想法就是写python脚本，每天将Hypothes-API的数据导出到Obsidian/HighLight文件夹下的md文件里面，每个网页的标注生成一个md文件，同时生成一个所有标注的索引文件，方便查看。为什么要放在Obsidian文件下，因为Obsidian的全文搜索很方便啊。&quot;,536870942]],[&quot;^1?&quot;,[167,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[167,&quot;^12&quot;,2,536870942]],[&quot;^1?&quot;,[167,&quot;^K&quot;,166,536870942]],[&quot;^1?&quot;,[167,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2543,&quot;^1H&quot;,5086],536870942]],[&quot;^1?&quot;,[167,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[167,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[167,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[167,&quot;^1J&quot;,2,536870942]],[&quot;^1?&quot;,[167,&quot;^13&quot;,&quot;^1K&quot;,536870942]],[&quot;^1?&quot;,[167,&quot;^1I&quot;,false,536870942]],[&quot;^1?&quot;,[167,&quot;^?&quot;,&quot;~u61d81e07-8935-4e26-98ec-ee77d494581a&quot;,536870942]],[&quot;^1?&quot;,[168,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[168,&quot;^Y&quot;,&quot;## 发布流程\\n\\n发布流程：用Ob写作，用VSCode发布，添加知乎目录。\\n\\n以前在Obsidian写了一篇文章以后，还要自己拷贝到[墨滴](https://mdnice.com/)美化一下格式，然后粘贴到知乎里面去。\\n\\n这个流程感觉有点麻烦，现在呢，发现了[知乎 on VSCode](https://zhuanlan.zhihu.com/p/106057556)这个VSCode插件以后，终于可以告别这种复制粘贴的发布流程了。\\n\\n现在我只需要在Obsidian里面用快捷键-默认应用（VSCode）打开md文件，就可以立马切换到VSCode里面用插件的快捷键来发布md文件到知乎了，这个流程非常顺滑。\\n\\n不过发布到知乎以后，最好是修改添加一下目录，这样文章看起来就很舒服了。不过知乎居然不能设置默认开启目录，还得要我自己每次都更新一下，真是麻烦。\\n\\n关于发布平台的选择，为什么选择知乎呢？哈哈，其实主要是因为自己平时喜欢搜知乎,本来就是它的活跃用户了，就顺便在这里写点什么吧。至于为什么不选择微信，因为微信的修改次数有限，不方便我们后期做大改动，我的文章可能后期会做很多结构上的调整等，代码要迭代，文章也是要迭代的。至于语雀，其实也不错的，相当于文档界的github，可惜活跃用户不是很多，没啥人回来看我的文章，发在知乎上面，偶尔还会有人来看，每天看到这个阅读数据往上涨，内心就很爽啊。\\n\\n为什么一定要发布呢，自己写自己的私人笔记不行么？这个嘛，人是社会动物，自己写日记什么的那当然没问题，但是写一些技术分享、学习心得、工具体验，有人可能会看到，会让我在写的时候更认真一点。写作嘛，其实就是现在的自己写给未来的自己的备忘，未来的自己可能会忘记了此时的上下文，那么，如果现在的一个其它人也能看懂的话，未来的我就一定能看懂。\\n\\n发布流程被用VSCode优化了以后，发布的体验好了很多，以前的话：\\n1. 如果直接在知乎上面写文章，就没有标签和全文搜索了\\n2. 如果只是在Obsidian里面写文章却不发布，那就陷入闭门造车了，可能自己的错误观点会被自己一直保持，如果这个时候能有读者点醒自己，那该是多么幸运的事呢，发布即交流\\n3. 每次修改以后，要保持知乎版和Obsidian版的同步，如果都要考复制粘贴的话，效率太低了\\n4. 现在的流程，写作在Obsidian，用VSCode做通道，发布到知乎，全部流程不超过30秒，都是快捷键操作，体验很舒服\\n\\n以后有机会研究一下 Zhihu on VSCode 插件的实现原理，看看能不能实现一个Obsidian版本的知乎发布插件吧。理论上说迁移起来应该不难，因为VSCode和Obsidian好像都是基于Electron&quot;,536870942]],[&quot;^1?&quot;,[168,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[168,&quot;^12&quot;,2,536870942]],[&quot;^1?&quot;,[168,&quot;^K&quot;,167,536870942]],[&quot;^1?&quot;,[168,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,5086,&quot;^1H&quot;,7975],536870942]],[&quot;^1?&quot;,[168,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[168,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[168,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[168,&quot;^1J&quot;,2,536870942]],[&quot;^1?&quot;,[168,&quot;^13&quot;,&quot;^1K&quot;,536870942]],[&quot;^1?&quot;,[168,&quot;^1I&quot;,false,536870942]],[&quot;^1?&quot;,[168,&quot;^?&quot;,&quot;~u61d81e07-cfe2-4268-9590-444c966eca9a&quot;,536870942]],[&quot;^1?&quot;,[169,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[169,&quot;^Y&quot;,&quot;## 软件杂谈\\n\\n本来以前还用Sublime的，现在基本上只使用VSCode了，大型项目还是用IDEA全家桶，但是平时的github下载的代码查看、一些简单代码的编写，几乎都交给VSCode了。\\n\\n一度想过用VSCode来代替Obsidian，做为主力的MarkDown笔记工具，但是一段时间的体验来看，在笔记方便，还是Obsidian更加顺手，目前它的这些功能我还没有在VSCode找到很好的替代品：\\n1. 文章的目录大纲\\n2. 标签墙按数量排序\\n3. DataView筛选笔记\\n4. 本地引用可以直接悬浮查看\\n\\nObsidan的双链本来才应该是它的最大的特色的，但是在我的使用经历中，几乎没有用过，总感觉知识图谱像在玩连连看，有点华而不实。我还是更喜欢标签这种形式。当然了，如果能找到一个使用双链的场景，我还是很乐意试试的，不过目前就还是以标签+全文搜索为主了。\\n\\n滴答清单这个软件呢，功能很多，相当于一个工具箱了，但是有一点不好：不支持无限层级，编辑起来没有大纲工具的那种丝滑感觉。所以呢，我现在一般只是用滴答清单来收集任务和闪念，但是会定期将里面的所有记录都迁移到WorkFlowy上，超级喜欢WorkFlowy那种随意添加节点和拖动节点的流畅感，这是目前在其它大纲工具上很少有的体验。对我而言，WofkFlowy+滴答清单，就是一个全平台的OmniFocus。\\n\\n大纲工具呢，很适合做一些结构化的思考，比如制定计划，列清单和流程等，但是对比MarkDown工具呢，大纲工具天然的对图片和代码不够友好，在大纲工具里面插入图片和代码，总觉得有点怪，看起来不够美观。\\n\\n曾经尝试过在WorkFlowy里面实现All in One，最后放弃了 ，一般来说，在大纲工具里面，我会追求尽量的精炼，但是在Markdown工具里面，我就随意多了，想写什么就写什么，可能会有点灌水，但是有些灵感，说不定也在灌水中冒出来了，只有先让思维流动起来，才有可能流淌出可能闪光的东西，写不只是为了记录，写本身就是更好的思考，那些视图在脑海里面想好了再去写的人，往往写不出多少东西。&quot;,536870942]],[&quot;^1?&quot;,[169,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[169,&quot;^12&quot;,2,536870942]],[&quot;^1?&quot;,[169,&quot;^K&quot;,168,536870942]],[&quot;^1?&quot;,[169,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,7975,&quot;^1H&quot;,10249],536870942]],[&quot;^1?&quot;,[169,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[169,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[169,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[169,&quot;^1J&quot;,2,536870942]],[&quot;^1?&quot;,[169,&quot;^13&quot;,&quot;^1K&quot;,536870942]],[&quot;^1?&quot;,[169,&quot;^1I&quot;,false,536870942]],[&quot;^1?&quot;,[169,&quot;^?&quot;,&quot;~u61d81e07-6218-44bd-8daa-849457cc70f8&quot;,536870942]],[&quot;^1?&quot;,[170,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870942]],[&quot;^1?&quot;,[170,&quot;^Y&quot;,&quot;## 参考资料\\n\\n参考资料这一块呢，只有是有用的网页，它一般都不会逃脱被我们收藏进Cubox的宿命：\\n1. 要么就是在我们写文章的过程中，直接就插入了这个外链\\n2. 要么就是在每篇文章的尾部的例行的参考资料列表里，我们写完文章以后，一般浏览器还会打开着不少与本文有关的窗口，这个时候，我们就可以去浏览器窗口，选择有用的标签页用TabCopy插件导出md格式的外链插入到参考资料里面\\n3. 要么我们在它的网页上面做了Hypothesis标注，以后我们可以导出md文件，然后被我们扫描md文件的外链再导入到cubox，具体做法，可以参考：[获取Obsidan里面所有md文件中的所有外链，生成一个Chrome书签文件](https://zhuanlan.zhihu.com/p/423855339)\\n4. 要么就是直接被我们用Cubox浏览器收藏了\\n5. 要么就是被Chrome浏览历史记录 ，然后被Cubox自动同步到Cubox的浏览历史里面了。\\n\\n总而言之，有了Cubox这个可以批量导入链接列表的网页备份工具，只要我们在Obsidian里面以外链形式插入了这个链接，这个链接就不会跑掉的。\\n\\n1. [View and export Hypothesis annotations](https://jonudell.info/h/facet/?user=fishyer&amp;group=wvq5ppx4&amp;max=100)\\n2. [利用 Liner 和 Evernote「精读」网页文章 - 知乎](https://zhuanlan.zhihu.com/p/52572868?utm_source=wechat_session&amp;utm_medium=social&amp;utm_oi=38400975437824&amp;utm_campaign=shareopn)\\n3. [如何处理碎片化信息：用 Diigo 统一实现书签管理和文档标注 - 少数派](https://sspai.com/post/52289)\\n4. [时间管理方法论 | 帮助中心 - 滴答清单](https://help.dida365.com/tasks)\\n5. [滴答清单个人使用经验 - 少数派](https://sspai.com/post/64156#!)&quot;,536870942]],[&quot;^1?&quot;,[170,&quot;^V&quot;,&quot;^1D&quot;,536870942]],[&quot;^1?&quot;,[170,&quot;^12&quot;,2,536870942]],[&quot;^1?&quot;,[170,&quot;^K&quot;,169,536870942]],[&quot;^1?&quot;,[170,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,10249,&quot;^1H&quot;,12030],536870942]],[&quot;^1?&quot;,[170,&quot;^15&quot;,156,536870942]],[&quot;^1?&quot;,[170,&quot;^11&quot;,156,536870942]],[&quot;^1?&quot;,[170,&quot;^10&quot;,156,536870942]],[&quot;^1?&quot;,[170,&quot;^1J&quot;,2,536870942]],[&quot;^1?&quot;,[170,&quot;^13&quot;,&quot;^1K&quot;,536870942]],[&quot;^1?&quot;,[170,&quot;^1I&quot;,false,536870942]],[&quot;^1?&quot;,[170,&quot;^?&quot;,&quot;~u61d81e07-7c6b-4db6-bb1a-43791e1bbf82&quot;,536870942]],[&quot;^1?&quot;,[171,&quot;^E&quot;,false,536870944]],[&quot;^1?&quot;,[171,&quot;^17&quot;,&quot;我的基金投资策略:主动基金+趋势跟踪+量化交易+机械执行&quot;,536870944]],[&quot;^1?&quot;,[171,&quot;^1;&quot;,&quot;我的基金投资策略：主动基金+趋势跟踪+量化交易+机械执行&quot;,536870944]],[&quot;^1?&quot;,[171,&quot;^?&quot;,&quot;~u61d81e08-a049-40c9-9103-bc978876f48f&quot;,536870946]],[&quot;^1?&quot;,[172,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[172,&quot;^Y&quot;,&quot;# 我的基金投资策略：主动基金+趋势跟踪+量化交易+机械执行&quot;,536870944]],[&quot;^1?&quot;,[172,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[172,&quot;^12&quot;,1,536870944]],[&quot;^1?&quot;,[172,&quot;^K&quot;,171,536870944]],[&quot;^1?&quot;,[172,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,0,&quot;^1H&quot;,82],536870944]],[&quot;^1?&quot;,[172,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[172,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[172,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[172,&quot;^1J&quot;,1,536870944]],[&quot;^1?&quot;,[172,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[172,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[172,&quot;^?&quot;,&quot;~u61d81e08-fe2d-4924-b0be-fcf02e835662&quot;,536870944]],[&quot;^1?&quot;,[173,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[173,&quot;^Y&quot;,&quot;## 缘起\\n\\n最近看复利人生这个公众号的文章，觉得号主的投资思路很值得借鉴：形成一套属于自己的理财策略，制定一系列规则，用规则去指导行动，并严格遵守，而不是跟随自己的主观情绪去跟风炒作。\\n\\n回想了自己过去的理财之路，确实有很多次跟风追涨的非理性操作，结果最后反被割了韭菜。\\n\\n为了防止以后再度出现类似的举动，于是认真思考了自己的理财策略，写了这篇文章。也许以后自己的理财策略还会有更新，到时候再出v2.0,v3.0…\\n\\n理财，本来不是一蹴而就，而是需要我们不断学习不断成长的。\\n\\n我的这个基金投资策略，是选择优质LOF基金的趋势交易策略，我在聚宽量化交易平台上，根据过往的历史数据进行了回测，回测7年，年化收益率25%，最大回撤17%。&quot;,536870944]],[&quot;^1?&quot;,[173,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[173,&quot;^12&quot;,2,536870944]],[&quot;^1?&quot;,[173,&quot;^K&quot;,172,536870944]],[&quot;^1?&quot;,[173,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,82,&quot;^1H&quot;,974],536870944]],[&quot;^1?&quot;,[173,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[173,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[173,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[173,&quot;^1J&quot;,2,536870944]],[&quot;^1?&quot;,[173,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[173,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[173,&quot;^?&quot;,&quot;~u61d81e08-ff0d-4e5f-a5d0-c3b2ff70f1e5&quot;,536870944]],[&quot;^1?&quot;,[174,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[174,&quot;^Y&quot;,&quot;## 一.选基思路\\n\\n精选的优质LOF为：&quot;,536870944]],[&quot;^1?&quot;,[174,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[174,&quot;^12&quot;,2,536870944]],[&quot;^1?&quot;,[174,&quot;^K&quot;,173,536870944]],[&quot;^1?&quot;,[174,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,974,&quot;^1H&quot;,1020],536870944]],[&quot;^1?&quot;,[174,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[174,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[174,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[174,&quot;^1J&quot;,2,536870944]],[&quot;^1?&quot;,[174,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[174,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[174,&quot;^?&quot;,&quot;~u61d81e08-d268-4e00-92c3-c32d2d062fad&quot;,536870944]],[&quot;^1?&quot;,[175,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d81e08-7766-4cb7-be49-0c02bec630da&quot;],[&quot;^?&quot;,&quot;~u61d81e08-7f2e-4d7a-9b52-0161447198ea&quot;]]],536870944]],[&quot;^1?&quot;,[175,&quot;^Y&quot;,&quot;消费类：&quot;,536870944]],[&quot;^1?&quot;,[175,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[175,&quot;^K&quot;,174,536870944]],[&quot;^1?&quot;,[175,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1020,&quot;^1H&quot;,1035],536870944]],[&quot;^1?&quot;,[175,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[175,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[175,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[175,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[175,&quot;^?&quot;,&quot;~u61d81e08-0e87-4fe2-826d-ecd351fda11e&quot;,536870944]],[&quot;^1?&quot;,[176,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[176,&quot;^Y&quot;,&quot;兴全模式 163415 乔迁（从业3年，年化27%）&quot;,536870944]],[&quot;^1?&quot;,[176,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[176,&quot;^K&quot;,175,536870944]],[&quot;^1?&quot;,[176,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1035,&quot;^1H&quot;,1093],536870944]],[&quot;^1?&quot;,[176,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[176,&quot;^11&quot;,175,536870944]],[&quot;^1?&quot;,[176,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[176,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[176,&quot;^?&quot;,&quot;~u61d81e08-7f2e-4d7a-9b52-0161447198ea&quot;,536870944]],[&quot;^1?&quot;,[177,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[177,&quot;^Y&quot;,&quot;景顺鼎益 162605 刘彦春（从业10年，年化22%）&quot;,536870944]],[&quot;^1?&quot;,[177,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[177,&quot;^K&quot;,176,536870944]],[&quot;^1?&quot;,[177,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1093,&quot;^1H&quot;,1155],536870944]],[&quot;^1?&quot;,[177,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[177,&quot;^11&quot;,175,536870944]],[&quot;^1?&quot;,[177,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[177,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[177,&quot;^?&quot;,&quot;~u61d81e08-7766-4cb7-be49-0c02bec630da&quot;,536870944]],[&quot;^1?&quot;,[178,&quot;^1B&quot;,[&quot;^1C&quot;,[[&quot;^?&quot;,&quot;~u61d81e08-c1ae-446a-869d-a48d911ed9ad&quot;],[&quot;^?&quot;,&quot;~u61d81e08-38c2-495c-bd59-40d61fdd2f3b&quot;]]],536870944]],[&quot;^1?&quot;,[178,&quot;^Y&quot;,&quot;科技类：&quot;,536870944]],[&quot;^1?&quot;,[178,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[178,&quot;^K&quot;,175,536870944]],[&quot;^1?&quot;,[178,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1155,&quot;^1H&quot;,1170],536870944]],[&quot;^1?&quot;,[178,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[178,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[178,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[178,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[178,&quot;^?&quot;,&quot;~u61d81e08-4a17-4f53-9f1b-73dba40d9427&quot;,536870944]],[&quot;^1?&quot;,[179,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[179,&quot;^Y&quot;,&quot;广发小盘 162703 &quot;,536870944]],[&quot;^1?&quot;,[179,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[179,&quot;^K&quot;,178,536870944]],[&quot;^1?&quot;,[179,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1170,&quot;^1H&quot;,1194],536870944]],[&quot;^1?&quot;,[179,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[179,&quot;^11&quot;,178,536870944]],[&quot;^1?&quot;,[179,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[179,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[179,&quot;^?&quot;,&quot;~u61d81e08-38c2-495c-bd59-40d61fdd2f3b&quot;,536870944]],[&quot;^1?&quot;,[180,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[180,&quot;^Y&quot;,&quot;万家优选 161903 黄兴亮（从业6年，年化27%）&quot;,536870944]],[&quot;^1?&quot;,[180,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[180,&quot;^K&quot;,179,536870944]],[&quot;^1?&quot;,[180,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1194,&quot;^1H&quot;,1255],536870944]],[&quot;^1?&quot;,[180,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[180,&quot;^11&quot;,178,536870944]],[&quot;^1?&quot;,[180,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[180,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[180,&quot;^?&quot;,&quot;~u61d81e08-c1ae-446a-869d-a48d911ed9ad&quot;,536870944]],[&quot;^1?&quot;,[181,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[181,&quot;^Y&quot;,&quot;深证100：富国天惠 161005 朱少醒（从业14年，年化22%）\\n\\n选基思路就是：&quot;,536870944]],[&quot;^1?&quot;,[181,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[181,&quot;^K&quot;,178,536870944]],[&quot;^1?&quot;,[181,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1255,&quot;^1H&quot;,1351],536870944]],[&quot;^1?&quot;,[181,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[181,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[181,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[181,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[181,&quot;^?&quot;,&quot;~u61d81e08-5225-43aa-94c7-90f11d21fb41&quot;,536870944]],[&quot;^1?&quot;,[182,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[182,&quot;^Y&quot;,&quot;尽量新老搭配，各个从业年限的基金经理都有&quot;,536870944]],[&quot;^1?&quot;,[182,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[182,&quot;^K&quot;,181,536870944]],[&quot;^1?&quot;,[182,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1351,&quot;^1H&quot;,1414],536870944]],[&quot;^1?&quot;,[182,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[182,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[182,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[182,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[182,&quot;^?&quot;,&quot;~u61d81e08-01a5-44d2-9e36-8242c3008255&quot;,536870944]],[&quot;^1?&quot;,[183,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[183,&quot;^Y&quot;,&quot;尽量覆盖行业和板块广一点，景顺偏消费，万家偏科技，一个防守一个进攻，兴全精选个股，富国精选行业，尽量分散风险\\n![](https://yupic.oss-cn-shanghai.aliyuncs.com/202112012150295.jpg)&quot;,536870944]],[&quot;^1?&quot;,[183,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[183,&quot;^K&quot;,182,536870944]],[&quot;^1?&quot;,[183,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1414,&quot;^1H&quot;,1648],536870944]],[&quot;^1?&quot;,[183,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[183,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[183,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[183,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[183,&quot;^?&quot;,&quot;~u61d81e08-4c4e-4e21-b6c2-a1dceec161bc&quot;,536870944]],[&quot;^1?&quot;,[184,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[184,&quot;^Y&quot;,&quot;## 二.交易原则&quot;,536870944]],[&quot;^1?&quot;,[184,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[184,&quot;^12&quot;,2,536870944]],[&quot;^1?&quot;,[184,&quot;^K&quot;,183,536870944]],[&quot;^1?&quot;,[184,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1648,&quot;^1H&quot;,1669],536870944]],[&quot;^1?&quot;,[184,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[184,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[184,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[184,&quot;^1J&quot;,2,536870944]],[&quot;^1?&quot;,[184,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[184,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[184,&quot;^?&quot;,&quot;~u61d81e08-5750-4436-8a4c-9ac3a86eb54b&quot;,536870944]],[&quot;^1?&quot;,[185,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[185,&quot;^Y&quot;,&quot;### 1.买卖规则&quot;,536870944]],[&quot;^1?&quot;,[185,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[185,&quot;^12&quot;,3,536870944]],[&quot;^1?&quot;,[185,&quot;^K&quot;,184,536870944]],[&quot;^1?&quot;,[185,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1669,&quot;^1H&quot;,1689],536870944]],[&quot;^1?&quot;,[185,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[185,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[185,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[185,&quot;^1J&quot;,3,536870944]],[&quot;^1?&quot;,[185,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[185,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[185,&quot;^?&quot;,&quot;~u61d81e08-2ab3-48ee-b681-17aaccc238eb&quot;,536870944]],[&quot;^1?&quot;,[186,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[186,&quot;^Y&quot;,&quot;每个LOF的20日涨幅超过5%，就买入2.5成仓&quot;,536870944]],[&quot;^1?&quot;,[186,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[186,&quot;^K&quot;,185,536870944]],[&quot;^1?&quot;,[186,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1689,&quot;^1H&quot;,1744],536870944]],[&quot;^1?&quot;,[186,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[186,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[186,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[186,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[186,&quot;^?&quot;,&quot;~u61d81e08-42c4-49bb-a027-903e42ec9c9e&quot;,536870944]],[&quot;^1?&quot;,[187,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[187,&quot;^Y&quot;,&quot;每个LOF的20日涨幅低于-5%，就卖出2.5成仓&quot;,536870944]],[&quot;^1?&quot;,[187,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[187,&quot;^K&quot;,186,536870944]],[&quot;^1?&quot;,[187,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1744,&quot;^1H&quot;,1801],536870944]],[&quot;^1?&quot;,[187,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[187,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[187,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[187,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[187,&quot;^?&quot;,&quot;~u61d81e08-ad72-4b0b-8c60-746d2c8c005b&quot;,536870944]],[&quot;^1?&quot;,[188,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[188,&quot;^Y&quot;,&quot;### 2.止损规则\\n\\n单笔交易的浮动盈亏率超过-20%，无条件止损&quot;,536870944]],[&quot;^1?&quot;,[188,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[188,&quot;^12&quot;,3,536870944]],[&quot;^1?&quot;,[188,&quot;^K&quot;,187,536870944]],[&quot;^1?&quot;,[188,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1801,&quot;^1H&quot;,1881],536870944]],[&quot;^1?&quot;,[188,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[188,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[188,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[188,&quot;^1J&quot;,3,536870944]],[&quot;^1?&quot;,[188,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[188,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[188,&quot;^?&quot;,&quot;~u61d81e08-acea-4b7e-859f-3cd8d1ae9bc9&quot;,536870944]],[&quot;^1?&quot;,[189,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[189,&quot;^Y&quot;,&quot;## 三.回测分析\\n\\n使用历史数据测试一个策略的可行性的时候，可以用ETF组合宝做初步测试，因为它可以可视化的设置买卖条件，不用写代码，非常方便。当初步测试的效果还不错的时候，再在聚宽平台写python代码，来做进一步的精细化测试，主要就是完善风险控制条件和交易费用处理。\\n\\n这是从2014-01-01到2020-08-25的6.5年历史数据的回测分析，&quot;,536870944]],[&quot;^1?&quot;,[189,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[189,&quot;^12&quot;,2,536870944]],[&quot;^1?&quot;,[189,&quot;^K&quot;,188,536870944]],[&quot;^1?&quot;,[189,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1881,&quot;^1H&quot;,2334],536870944]],[&quot;^1?&quot;,[189,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[189,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[189,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[189,&quot;^1J&quot;,2,536870944]],[&quot;^1?&quot;,[189,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[189,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[189,&quot;^?&quot;,&quot;~u61d81e08-3e35-4ef1-a553-bffe3492aa10&quot;,536870944]],[&quot;^1?&quot;,[190,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[190,&quot;^Y&quot;,&quot;### 收益趋势图\\n![](https://yupic.oss-cn-shanghai.aliyuncs.com/202112012219413.png)&quot;,536870944]],[&quot;^1?&quot;,[190,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[190,&quot;^12&quot;,3,536870944]],[&quot;^1?&quot;,[190,&quot;^K&quot;,189,536870944]],[&quot;^1?&quot;,[190,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2334,&quot;^1H&quot;,2423],536870944]],[&quot;^1?&quot;,[190,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[190,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[190,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[190,&quot;^1J&quot;,3,536870944]],[&quot;^1?&quot;,[190,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[190,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[190,&quot;^?&quot;,&quot;~u61d81e08-243d-412e-b697-9d45705860d1&quot;,536870944]],[&quot;^1?&quot;,[191,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[191,&quot;^Y&quot;,&quot;### 风险说明图\\n![](https://yupic.oss-cn-shanghai.aliyuncs.com/202112012220004.png)&quot;,536870944]],[&quot;^1?&quot;,[191,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[191,&quot;^12&quot;,3,536870944]],[&quot;^1?&quot;,[191,&quot;^K&quot;,190,536870944]],[&quot;^1?&quot;,[191,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2423,&quot;^1H&quot;,2512],536870944]],[&quot;^1?&quot;,[191,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[191,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[191,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[191,&quot;^1J&quot;,3,536870944]],[&quot;^1?&quot;,[191,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[191,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[191,&quot;^?&quot;,&quot;~u61d81e08-a649-455f-a0c1-8265c04a3798&quot;,536870944]],[&quot;^1?&quot;,[192,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[192,&quot;^Y&quot;,&quot;### 年度收益率对比\\n\\n本策略回测时的年度收益率分别为：年化30%，最大回撤19%&quot;,536870944]],[&quot;^1?&quot;,[192,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[192,&quot;^12&quot;,3,536870944]],[&quot;^1?&quot;,[192,&quot;^K&quot;,191,536870944]],[&quot;^1?&quot;,[192,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2512,&quot;^1H&quot;,2615],536870944]],[&quot;^1?&quot;,[192,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[192,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[192,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[192,&quot;^1J&quot;,3,536870944]],[&quot;^1?&quot;,[192,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[192,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[192,&quot;^?&quot;,&quot;~u61d81e08-ef7c-4b86-bb3a-5b22928a63e4&quot;,536870944]],[&quot;^1?&quot;,[193,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[193,&quot;^Y&quot;,&quot;2014年：7.45% 【跑输沪深300】&quot;,536870944]],[&quot;^1?&quot;,[193,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[193,&quot;^K&quot;,192,536870944]],[&quot;^1?&quot;,[193,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2615,&quot;^1H&quot;,2655],536870944]],[&quot;^1?&quot;,[193,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[193,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[193,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[193,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[193,&quot;^?&quot;,&quot;~u61d81e08-ce68-43c8-a0f9-d3f2ae66bbee&quot;,536870944]],[&quot;^1?&quot;,[194,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[194,&quot;^Y&quot;,&quot;2015年：104.99%&quot;,536870944]],[&quot;^1?&quot;,[194,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[194,&quot;^K&quot;,193,536870944]],[&quot;^1?&quot;,[194,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2655,&quot;^1H&quot;,2675],536870944]],[&quot;^1?&quot;,[194,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[194,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[194,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[194,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[194,&quot;^?&quot;,&quot;~u61d81e08-eaea-4f5d-8bcd-83ed67ad23ce&quot;,536870944]],[&quot;^1?&quot;,[195,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[195,&quot;^Y&quot;,&quot;2016年：-4.39%&quot;,536870944]],[&quot;^1?&quot;,[195,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[195,&quot;^K&quot;,194,536870944]],[&quot;^1?&quot;,[195,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2675,&quot;^1H&quot;,2694],536870944]],[&quot;^1?&quot;,[195,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[195,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[195,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[195,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[195,&quot;^?&quot;,&quot;~u61d81e08-26f3-44e1-80e9-bf15e1c7190f&quot;,536870944]],[&quot;^1?&quot;,[196,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[196,&quot;^Y&quot;,&quot;2017年：12.47% 【跑输沪深300】&quot;,536870944]],[&quot;^1?&quot;,[196,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[196,&quot;^K&quot;,195,536870944]],[&quot;^1?&quot;,[196,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2694,&quot;^1H&quot;,2735],536870944]],[&quot;^1?&quot;,[196,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[196,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[196,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[196,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[196,&quot;^?&quot;,&quot;~u61d81e08-ece5-48e5-8a19-b322a11f9748&quot;,536870944]],[&quot;^1?&quot;,[197,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[197,&quot;^Y&quot;,&quot;2018年：-11.28%&quot;,536870944]],[&quot;^1?&quot;,[197,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[197,&quot;^K&quot;,196,536870944]],[&quot;^1?&quot;,[197,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2735,&quot;^1H&quot;,2755],536870944]],[&quot;^1?&quot;,[197,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[197,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[197,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[197,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[197,&quot;^?&quot;,&quot;~u61d81e08-1bc6-4d43-9603-2da7ac728599&quot;,536870944]],[&quot;^1?&quot;,[198,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[198,&quot;^Y&quot;,&quot;2019年：38.77%&quot;,536870944]],[&quot;^1?&quot;,[198,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[198,&quot;^K&quot;,197,536870944]],[&quot;^1?&quot;,[198,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2755,&quot;^1H&quot;,2774],536870944]],[&quot;^1?&quot;,[198,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[198,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[198,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[198,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[198,&quot;^?&quot;,&quot;~u61d81e08-1ea1-4e45-b95e-06aa3b66163d&quot;,536870944]],[&quot;^1?&quot;,[199,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[199,&quot;^Y&quot;,&quot;2020年：42.01%\\n\\n对比沪深300ETF: 年化13% 最大回撤-45%&quot;,536870944]],[&quot;^1?&quot;,[199,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[199,&quot;^K&quot;,198,536870944]],[&quot;^1?&quot;,[199,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2774,&quot;^1H&quot;,2841],536870944]],[&quot;^1?&quot;,[199,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[199,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[199,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[199,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[199,&quot;^?&quot;,&quot;~u61d81e08-fe12-4ace-bd17-f9c6e9abb05b&quot;,536870944]],[&quot;^1?&quot;,[200,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[200,&quot;^Y&quot;,&quot;2014年：54.09%&quot;,536870944]],[&quot;^1?&quot;,[200,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[200,&quot;^K&quot;,199,536870944]],[&quot;^1?&quot;,[200,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2841,&quot;^1H&quot;,2860],536870944]],[&quot;^1?&quot;,[200,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[200,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[200,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[200,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[200,&quot;^?&quot;,&quot;~u61d81e08-9cc3-41f0-821b-6488cabdc73d&quot;,536870944]],[&quot;^1?&quot;,[201,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[201,&quot;^Y&quot;,&quot;2015年：7.09%&quot;,536870944]],[&quot;^1?&quot;,[201,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[201,&quot;^K&quot;,200,536870944]],[&quot;^1?&quot;,[201,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2860,&quot;^1H&quot;,2878],536870944]],[&quot;^1?&quot;,[201,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[201,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[201,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[201,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[201,&quot;^?&quot;,&quot;~u61d81e08-d4a7-425b-b4c4-c3ae75fcf512&quot;,536870944]],[&quot;^1?&quot;,[202,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[202,&quot;^Y&quot;,&quot;2016年：-9.61%&quot;,536870944]],[&quot;^1?&quot;,[202,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[202,&quot;^K&quot;,201,536870944]],[&quot;^1?&quot;,[202,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2878,&quot;^1H&quot;,2897],536870944]],[&quot;^1?&quot;,[202,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[202,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[202,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[202,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[202,&quot;^?&quot;,&quot;~u61d81e08-c95a-43e3-b1ab-aa2fde57af97&quot;,536870944]],[&quot;^1?&quot;,[203,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[203,&quot;^Y&quot;,&quot;2017年：23.14%&quot;,536870944]],[&quot;^1?&quot;,[203,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[203,&quot;^K&quot;,202,536870944]],[&quot;^1?&quot;,[203,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2897,&quot;^1H&quot;,2916],536870944]],[&quot;^1?&quot;,[203,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[203,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[203,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[203,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[203,&quot;^?&quot;,&quot;~u61d81e08-2303-4b7c-8a1b-c3679bdc3415&quot;,536870944]],[&quot;^1?&quot;,[204,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[204,&quot;^Y&quot;,&quot;2018年：-23.92%&quot;,536870944]],[&quot;^1?&quot;,[204,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[204,&quot;^K&quot;,203,536870944]],[&quot;^1?&quot;,[204,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2916,&quot;^1H&quot;,2936],536870944]],[&quot;^1?&quot;,[204,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[204,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[204,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[204,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[204,&quot;^?&quot;,&quot;~u61d81e08-e7b1-4f65-8313-ab4f0b9e4d9d&quot;,536870944]],[&quot;^1?&quot;,[205,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[205,&quot;^Y&quot;,&quot;2019年：38.01%&quot;,536870944]],[&quot;^1?&quot;,[205,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[205,&quot;^K&quot;,204,536870944]],[&quot;^1?&quot;,[205,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2936,&quot;^1H&quot;,2955],536870944]],[&quot;^1?&quot;,[205,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[205,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[205,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[205,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[205,&quot;^?&quot;,&quot;~u61d81e08-38c9-4412-b0bb-5b28ad6b8fe5&quot;,536870944]],[&quot;^1?&quot;,[206,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[206,&quot;^Y&quot;,&quot;2020年：17.91%\\n通过回测的年度收益率可以知道，其实策略也没有每一年都能跑赢沪深300，但是，它经常能在牛市时赚得更多，在熊市时亏得更少。而沪深300，虽然15年来了一波大行情，但是守不住，最后又跌回原形了。&quot;,536870944]],[&quot;^1?&quot;,[206,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[206,&quot;^K&quot;,205,536870944]],[&quot;^1?&quot;,[206,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,2955,&quot;^1H&quot;,3245],536870944]],[&quot;^1?&quot;,[206,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[206,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[206,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[206,&quot;^1I&quot;,true,536870944]],[&quot;^1?&quot;,[206,&quot;^?&quot;,&quot;~u61d81e08-9c6f-4266-99fa-79f438765373&quot;,536870944]],[&quot;^1?&quot;,[207,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[207,&quot;^Y&quot;,&quot;### 策略源码\\n\\n```python\\n# 导入函数库\\nfrom jqdata import *\\nimport copy\\n\\n# 初始化函数，设定基准等等\\ndef initialize(context):\\n  # 设定沪深300作为基准\\n  set_benchmark(&apos;000300.XSHG&apos;)\\n  # 开启动态复权模式(真实价格)\\n  set_option(&apos;use_real_price&apos;, True)\\n  # 输出内容到日志 log.info()\\n  log.info(&apos;初始函数开始运行且全局只运行一次&apos;)\\n  # 过滤掉order系列API产生的比error级别低的log\\n  log.set_level(&apos;order&apos;, &apos;error&apos;)\\n  # 设置手续费是：买入时佣金万分之一，卖出时佣金万分之一,无印花税, 每笔交易佣金最低扣0块钱\\n  set_order_cost(OrderCost( open_commission=0.0002, close_commission=0.0002,close_tax=0, min_commission=0), type=&apos;fund&apos;)\\n  # 设置滑点\\n  set_slippage(FixedSlippage(0.01))\\n  # 开盘时运行\\n  run_daily(market_open, time=&apos;open&apos;)\\n\\n## 开盘时运行函数\\ndef market_open(context):\\n  check_LOF(context)\\n  check_stop(context)\\n\\n## 检查LOF的20日涨幅\\ndef check_LOF(context):\\n  # 兴全模式 163415\\n  # 景顺鼎益 162605\\n  # 广发小盘 162703\\n  # 万家优选 161903\\n  g.funds=[&apos;163415.XSHE&apos;,&apos;162605.XSHE&apos;,&apos;162703.XSHE&apos;,&apos;161903.XSHE&apos;] \\n  target_value=context.portfolio.total_value/len(g.funds)\\n  for fund in g.funds:\\n      rate20=get_rate20(fund)\\n      # 若20日涨幅高于5%, 则买入\\n      if rate20 &gt;= 0.05 and fund not in context.portfolio.positions:\\n          # 买入LOF基金  \\n          order_target_value(fund, target_value)\\n      # 若20日涨幅低于-5%, 则卖出\\n      elif rate20 &lt;= -0.05 and fund in context.portfolio.positions:\\n          order_target_value(fund, 0)\\n      \\n## 检查止损信号,单笔交易-20%时,无条件止损\\ndef check_stop(context):\\n  for position in list(context.portfolio.positions.values()):\\n      fund=position.security\\n      value=round(position.value,0)\\n      price=position.price\\n      avg_cost=position.avg_cost\\n      rate=round(price/avg_cost-1,2)\\n      rate20=get_rate20(position.security)\\n      if rate &lt;=-0.20:\\n         # 卖出基金\\n          order_target_value(position.security, 0)\\n          log.info(\\&quot;触发止损信号: 标的={0},标的价值={1},20日涨幅={2},浮动盈亏={3} \\&quot;.format(position.security,round(position.value,0),rate20,rate))\\n\\n# 获取昨日的20日涨幅\\ndef get_rate20(fund):\\n  close_data = get_bars(fund, count=21, unit=&apos;1d&apos;, fields=[&apos;date&apos;,&apos;close&apos;])\\n  close_before_21 = close_data[&apos;close&apos;][0]\\n  close_before_1 = close_data[&apos;close&apos;][-1]\\n  rate20=close_before_1/close_before_21-1\\n  return rate20\\n```&quot;,536870944]],[&quot;^1?&quot;,[207,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[207,&quot;^12&quot;,3,536870944]],[&quot;^1?&quot;,[207,&quot;^K&quot;,206,536870944]],[&quot;^1?&quot;,[207,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,3245,&quot;^1H&quot;,5846],536870944]],[&quot;^1?&quot;,[207,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[207,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[207,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[207,&quot;^1J&quot;,3,536870944]],[&quot;^1?&quot;,[207,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[207,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[207,&quot;^?&quot;,&quot;~u61d81e08-ed0e-48b8-9e2a-f847e7a65826&quot;,536870944]],[&quot;^1?&quot;,[208,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[208,&quot;^Y&quot;,&quot;## 四.模拟盘跟踪\\n\\n这是在聚宽平台上，从2020-08-27到2021-12-01的模拟盘收益曲线，期间有调整交易策略和交易标的，所以和回测分析会有一定误差。\\n![](https://yupic.oss-cn-shanghai.aliyuncs.com/202112012158217.png)&quot;,536870944]],[&quot;^1?&quot;,[208,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[208,&quot;^12&quot;,2,536870944]],[&quot;^1?&quot;,[208,&quot;^K&quot;,207,536870944]],[&quot;^1?&quot;,[208,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,5846,&quot;^1H&quot;,6107],536870944]],[&quot;^1?&quot;,[208,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[208,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[208,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[208,&quot;^1J&quot;,2,536870944]],[&quot;^1?&quot;,[208,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[208,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[208,&quot;^?&quot;,&quot;~u61d81e08-b741-4811-8a77-a9c7f04f8868&quot;,536870944]],[&quot;^1?&quot;,[209,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[209,&quot;^Y&quot;,&quot;## 五.实盘提示\\n\\n鉴于好策略还得好执行才能落地，而聚宽的自动化交易的券商佣金比较高，而我的策略又比较简单，我这里只是用聚宽做回测，实际交易是利用华宝证券的条件单。\\n\\n每个交易日的早上9点左右，检查关注的基金，20日涨幅超过5%的就买，低于-5%的就卖\\n\\n具体买卖使用华宝的时间条件单，设置为9：30开盘时直接按市价买卖即可\\n\\n交易时段内，不要看盘，不要看盘，不要看盘，省得忍不住想要秀一下操作，结果破坏了计划\\n\\n其实在回测中，这个策略的年度调仓次数也才16次左右，我们绝大多数日期内，都只用早上一分钟的时间看一下20日涨幅就可以了，不必做任何操作，很方便上班族。&quot;,536870944]],[&quot;^1?&quot;,[209,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[209,&quot;^12&quot;,2,536870944]],[&quot;^1?&quot;,[209,&quot;^K&quot;,208,536870944]],[&quot;^1?&quot;,[209,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,6107,&quot;^1H&quot;,6900],536870944]],[&quot;^1?&quot;,[209,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[209,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[209,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[209,&quot;^1J&quot;,2,536870944]],[&quot;^1?&quot;,[209,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[209,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[209,&quot;^?&quot;,&quot;~u61d81e08-eab0-4895-b2be-ffe29bca4e4a&quot;,536870944]],[&quot;^1?&quot;,[210,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[210,&quot;^Y&quot;,&quot;## 六.总结\\n\\n虽然上面都是好基金，但是如果只是一味地死守不动，不知道止损和止盈的话，其实风险也很大的，毕竟它们的历史最大回撤也都是差不多50%左右的。我回测了一下，如果最开始每个基金买入2.5成仓位，买入后一直持有不动，年化收益率差不多是24%，但是它的最大回撤太大了，高达42%，我想很难有人能在如此高的回撤时，依然坚持持有的，太考验人性了。\\n\\n好标的也需要有好的买卖点，才能稳定盈利。我的策略呢，就是加入了择时，通过择时机制来决定买卖点，以及止盈止损，以及仓位管理。这个策略的收益率曲线会平滑一点，适合随时加入新资金，毕竟每个月的工资闲着也是闲着，还不如进来买基金。而如果不考虑择时，有空闲资金了就进场，说不定就恰好买在最高点了。\\n\\n我的基本择时思路就是：根据20日涨幅判断，大涨之前，20日涨幅必然会突破5%，大跌之前，20日涨幅也必然会突破-5%。\\n\\n不求买在最低点，卖在最高点，只要我们在相对低点买入，相对高点卖出，就足以盈利，这也是趋势交易的精髓。\\n\\n\\n当然了，这些突破里面必然会有假突破，会导致亏损，但是亏损时少亏点，盈利时多赚点，总体而已，就依然是盈利的，本策略的胜率大概是0.46，盈利交易的平均收益率为4.88%，亏损交易的平均收益率为-1.20%，年度交易频次大约是16次。\\n\\n其实做趋势交易有点像钓鱼，一定要有耐心，也许我们会有很多次的无效拉杆，但是只要我们能守住，最终总能钓到鱼的。\\n\\n从15年开始接触基金，最开始只知道看支付宝上推荐的基金买，追涨杀跌，但往往慢人一步，最后一算下来，其实没赚到什么钱，手续费倒是交了不少。\\n\\n后来了解到基金定投，开始定投沪深300+中证500，但是定投时间久了以后，发现基金定投虽然简单，但其实挺坑的，本质还是属于左侧交易策略，一种变相的抄底而已，而且它的止盈策略不好定，卖点不好把握，如果用了几年的时间，最后只赚10%就离场，我觉得不太划算。而如果真的来一个长期的下降趋势，估计这个定投的过程会比较煎熬，而且长期的资金利用率并不高，稳健理财可以基金定投，但如果想年化收益率高一点，实现财富相对自由，还是趋势交易更有机会一点。\\n\\n关于趋势交易，看过一些书，《趋势交易：股市稳定盈利之道》给自己很大的启发，感觉比较符合自己的调性，现在基本都是做趋势交易了。后来接触到聚宽平台，以前只能凭自己的感觉制定一些买卖规则，现在可以利用聚宽的数据验证下自己的规则，虽然实际交易上可能没啥差别，但是经过了回测考验的策略，自己心里总是觉得有点谱，不像以前那样没底。\\n\\n总而言之，我的投资体系就是：主动基金+趋势跟踪+量化交易+机械执行&quot;,536870944]],[&quot;^1?&quot;,[210,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[210,&quot;^12&quot;,2,536870944]],[&quot;^1?&quot;,[210,&quot;^K&quot;,209,536870944]],[&quot;^1?&quot;,[210,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,6900,&quot;^1H&quot;,10015],536870944]],[&quot;^1?&quot;,[210,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[210,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[210,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[210,&quot;^1J&quot;,2,536870944]],[&quot;^1?&quot;,[210,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[210,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[210,&quot;^?&quot;,&quot;~u61d81e08-a145-401c-b164-1639180a7975&quot;,536870944]],[&quot;^1?&quot;,[211,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870944]],[&quot;^1?&quot;,[211,&quot;^Y&quot;,&quot;## 七.相关工具\\n1. [【乌龟量化】股票、指数、行业和基金的基本面数据_乌龟量化](https://wglh.com/)\\n2. [华宝智投 – 集股票开户、行情资讯、自动交易于一身的智能炒股软件](https://gupiao.touker.com/)\\n3. [同花顺财经__让投资变得更简单](https://www.10jqka.com.cn/)\\n4. [ETF之家 - 指数基金投资者关心的话题都在这里 - ETF基金|基金定投|净值排名|入门指南](http://etf.group/)&quot;,536870944]],[&quot;^1?&quot;,[211,&quot;^V&quot;,&quot;^1D&quot;,536870944]],[&quot;^1?&quot;,[211,&quot;^12&quot;,2,536870944]],[&quot;^1?&quot;,[211,&quot;^K&quot;,210,536870944]],[&quot;^1?&quot;,[211,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,10015,&quot;^1H&quot;,10482],536870944]],[&quot;^1?&quot;,[211,&quot;^15&quot;,171,536870944]],[&quot;^1?&quot;,[211,&quot;^11&quot;,171,536870944]],[&quot;^1?&quot;,[211,&quot;^10&quot;,171,536870944]],[&quot;^1?&quot;,[211,&quot;^1J&quot;,2,536870944]],[&quot;^1?&quot;,[211,&quot;^13&quot;,&quot;^1K&quot;,536870944]],[&quot;^1?&quot;,[211,&quot;^1I&quot;,false,536870944]],[&quot;^1?&quot;,[211,&quot;^?&quot;,&quot;~u61d81e08-a2c2-44b1-aeab-752298d50b9b&quot;,536870944]],[&quot;^1?&quot;,[212,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870946]],[&quot;^1?&quot;,[212,&quot;^Y&quot;,&quot;[[我的笔记理念和工具]]&quot;,536870946]],[&quot;^1?&quot;,[212,&quot;^V&quot;,&quot;^1D&quot;,536870946]],[&quot;^1?&quot;,[212,&quot;^K&quot;,11,536870946]],[&quot;^1?&quot;,[212,&quot;^T&quot;,[&quot;^ 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&quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,115,&quot;^1H&quot;,167],536870946]],[&quot;^1?&quot;,[216,&quot;^15&quot;,11,536870946]],[&quot;^1?&quot;,[216,&quot;^11&quot;,11,536870946]],[&quot;^1?&quot;,[216,&quot;^10&quot;,11,536870946]],[&quot;^1?&quot;,[216,&quot;^10&quot;,143,536870946]],[&quot;^1?&quot;,[216,&quot;^L&quot;,143,536870946]],[&quot;^1?&quot;,[216,&quot;^1I&quot;,true,536870946]],[&quot;^1?&quot;,[216,&quot;^?&quot;,&quot;~u61d81e08-0eae-4ebd-be59-a4833317543f&quot;,536870946]],[&quot;^1?&quot;,[217,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870946]],[&quot;^1?&quot;,[217,&quot;^Y&quot;,&quot;[[我的基金投资策略：主动基金+趋势跟踪+量化交易+机械执行]]&quot;,536870946]],[&quot;^1?&quot;,[217,&quot;^V&quot;,&quot;^1D&quot;,536870946]],[&quot;^1?&quot;,[217,&quot;^K&quot;,216,536870946]],[&quot;^1?&quot;,[217,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,167,&quot;^1H&quot;,252],536870946]],[&quot;^1?&quot;,[217,&quot;^15&quot;,11,536870946]],[&quot;^1?&quot;,[217,&quot;^11&quot;,11,536870946]],[&quot;^1?&quot;,[217,&quot;^10&quot;,11,536870946]],[&quot;^1?&quot;,[217,&quot;^10&quot;,171,536870946]],[&quot;^1?&quot;,[217,&quot;^L&quot;,171,536870946]],[&quot;^1?&quot;,[217,&quot;^1I&quot;,true,536870946]],[&quot;^1?&quot;,[217,&quot;^?&quot;,&quot;~u61d81e08-0e50-4c8e-b2bc-0603ec5c0c38&quot;,536870946]],[&quot;^1?&quot;,[218,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870946]],[&quot;^1?&quot;,[218,&quot;^Y&quot;,&quot;[[深度使用Obsidian数周后的一些想法]]&quot;,536870946]],[&quot;^1?&quot;,[218,&quot;^V&quot;,&quot;^1D&quot;,536870946]],[&quot;^1?&quot;,[218,&quot;^K&quot;,217,536870946]],[&quot;^1?&quot;,[218,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,252,&quot;^1H&quot;,302],536870946]],[&quot;^1?&quot;,[218,&quot;^15&quot;,11,536870946]],[&quot;^1?&quot;,[218,&quot;^11&quot;,11,536870946]],[&quot;^1?&quot;,[218,&quot;^10&quot;,11,536870955]],[&quot;^1?&quot;,[218,&quot;^10&quot;,38,536870955]],[&quot;^1?&quot;,[218,&quot;^D&quot;,[&quot;^ &quot;],536870955]],[&quot;^1?&quot;,[218,&quot;^L&quot;,38,536870955]],[&quot;^1?&quot;,[218,&quot;^1I&quot;,true,536870946]],[&quot;^1?&quot;,[218,&quot;^?&quot;,&quot;~u61d81e08-0e0d-4249-a027-ca4868764096&quot;,536870946]],[&quot;^1?&quot;,[219,&quot;^Y&quot;,&quot;public:: true\\n#Obsidian #笔记管理 #双链\\n\\n以前就听说过Obsidian，说是知识管理的神器，最近好好体验了一把后，有些使用心得，这里和大家分享一下。\\n\\n&quot;,536870948]],[&quot;^1?&quot;,[219,&quot;^V&quot;,&quot;^1D&quot;,536870948]],[&quot;^1?&quot;,[219,&quot;^K&quot;,38,536870948]],[&quot;^1?&quot;,[219,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1G&quot;,0,&quot;^1H&quot;,192],536870948]],[&quot;^1?&quot;,[219,&quot;^15&quot;,38,536870948]],[&quot;^1?&quot;,[219,&quot;^11&quot;,38,536870948]],[&quot;^1?&quot;,[219,&quot;^10&quot;,32,536870948]],[&quot;^1?&quot;,[219,&quot;^10&quot;,37,536870948]],[&quot;^1?&quot;,[219,&quot;^10&quot;,38,536870948]],[&quot;^1?&quot;,[219,&quot;^10&quot;,46,536870948]],[&quot;^1?&quot;,[219,&quot;^=&quot;,true,536870948]],[&quot;^1?&quot;,[219,&quot;^D&quot;,[&quot;^ &quot;,&quot;^1A&quot;,true],536870948]],[&quot;^1?&quot;,[219,&quot;^P&quot;,[&quot;^1&gt;&quot;,[&quot;^1A&quot;]],536870948]],[&quot;^1?&quot;,[219,&quot;^L&quot;,32,536870948]],[&quot;^1?&quot;,[219,&quot;^L&quot;,37,536870948]],[&quot;^1?&quot;,[219,&quot;^L&quot;,46,536870948]],[&quot;^1?&quot;,[219,&quot;^1I&quot;,true,536870948]],[&quot;^1?&quot;,[219,&quot;^?&quot;,&quot;~u61d81e09-b899-49e6-923b-3e9e93e667f5&quot;,536870948]],[&quot;^1?&quot;,[220,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870948]],[&quot;^1?&quot;,[220,&quot;^Y&quot;,&quot;## Obsidian的简单介绍\\n\\n1. 一款本地存储的MarkDown编辑器，写文章时插入子标题、代码块、列表、图片都挺方便\\n2. 文件管理功能很强大，支持多层文件夹、多层标签、双向链接、关系图谱\\n3. 支持全文搜索\\n4. 插件非常丰富，可以支持闪卡、手绘图、看板、大纲、日历等等\\n5. 可以当个人数据库使用，只要给笔记加一些YAML格式属性，就可以用类似SQL的语法来搜索并展示成表格&quot;,536870948]],[&quot;^1?&quot;,[220,&quot;^V&quot;,&quot;^1D&quot;,536870948]],[&quot;^1?&quot;,[220,&quot;^12&quot;,2,536870948]],[&quot;^1?&quot;,[220,&quot;^K&quot;,219,536870948]],[&quot;^1?&quot;,[220,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,192,&quot;^1H&quot;,695],536870948]],[&quot;^1?&quot;,[220,&quot;^15&quot;,38,536870948]],[&quot;^1?&quot;,[220,&quot;^11&quot;,38,536870948]],[&quot;^1?&quot;,[220,&quot;^10&quot;,38,536870948]],[&quot;^1?&quot;,[220,&quot;^1J&quot;,2,536870948]],[&quot;^1?&quot;,[220,&quot;^13&quot;,&quot;^1K&quot;,536870948]],[&quot;^1?&quot;,[220,&quot;^1I&quot;,true,536870948]],[&quot;^1?&quot;,[220,&quot;^?&quot;,&quot;~u61d81e09-55ba-4ae6-b659-bf85c66b6b97&quot;,536870948]],[&quot;^1?&quot;,[221,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870948]],[&quot;^1?&quot;,[221,&quot;^Y&quot;,&quot;## Obsidian的使用感受\\n\\nObsidian其实上手很简单，我们完全可以就把它当做一个记事本用可以了，想到什么，新建文件写下来就可以了。\\n\\n但Obsidian上手也不简单，因为要想玩好它，有太多的插件可以让我们玩了。尤其是Dataview插件，这个插件强大到让我放弃了Notion的数据库，转投了Obsidian的阵营。但是，折腾插件也是很花时间和精力的，感觉自己用了这么久的Obsidian，大部分时间都花在折腾插件上面，真正在里面记录东西，其实并没有多少。\\n\\nObsidian的免费版本是不支持多设备同步的，而付费版本的同步又太贵。所以同步功能我们又可以折腾一下，坚果云网盘同步是最简单的，可惜我的realme手机死活找不到Obsidian库在坚果云里面的路径。后来试验了一下免费的微力同步，大体上不错，就是需要电脑和手机都开机。\\n\\n在学习Obsidian用法的过程中，还专门去加了各种Obsidian的QQ交流群，但是我发现了一个问题，大家都在交流具体插件的用法，却很少交流笔记理念和分享自己的实际成果。比如自己使用Obsidian实际产出了多少篇文章。&quot;,536870948]],[&quot;^1?&quot;,[221,&quot;^V&quot;,&quot;^1D&quot;,536870948]],[&quot;^1?&quot;,[221,&quot;^12&quot;,2,536870948]],[&quot;^1?&quot;,[221,&quot;^K&quot;,220,536870948]],[&quot;^1?&quot;,[221,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,695,&quot;^1H&quot;,1922],536870948]],[&quot;^1?&quot;,[221,&quot;^15&quot;,38,536870948]],[&quot;^1?&quot;,[221,&quot;^11&quot;,38,536870948]],[&quot;^1?&quot;,[221,&quot;^10&quot;,38,536870948]],[&quot;^1?&quot;,[221,&quot;^1J&quot;,2,536870948]],[&quot;^1?&quot;,[221,&quot;^13&quot;,&quot;^1K&quot;,536870948]],[&quot;^1?&quot;,[221,&quot;^1I&quot;,false,536870948]],[&quot;^1?&quot;,[221,&quot;^?&quot;,&quot;~u61d81e09-1dad-47c1-be74-48a591c1769f&quot;,536870948]],[&quot;^1?&quot;,[222,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870948]],[&quot;^1?&quot;,[222,&quot;^Y&quot;,&quot;## 我们为什么要记笔记\\n\\n我一直觉得吧，记笔记本身并没啥用，除非你的笔记你真的经常会打开并用到。否则的话，不过就是满足了我们的信息囤积癖而已。就像曾经我用过的印象笔记，在里面收藏了几千篇网页，但是几乎都没怎么再打开过。\\n\\n笔记就像是我们大脑的缓存，我一直喜欢记录我搜索一些问题后，整理出来的解决方案或备忘。比如怎么发布一个库到maven仓库、git的常用操作等等。这些东西不是说网上没有，但是搜索并找到适合自己的答案，是需要自己，把这个问题和答案缓存下来，并做简化处理，以后我们再遇到相同的问题，就不会再去大海捞针了。而且有些问题的解决方案，网上还真未必有现成的，往往需要自己综合多篇网页和自己的实践以后，才能沉淀出一篇笔记。\\n\\n主动搜索问题产生的笔记，我觉得还是蛮有价值的。还有一种笔记，是我们无意浏览时，记录下来的兴趣点，这种笔记就像摘抄本，个人觉得这种笔记的用处其实不大。至于那种碎碎念式的笔记，就像微博那样的，更多的是一种情绪的发泄，而非信息的沉淀，我也喜欢写写，但根据我在Flomo记录了几千篇摘抄和碎碎念的经验来看，这种东西真的没啥用。\\n\\n现在网上双向链接、块引用、关系图谱、卡片式笔记的概念很火，但是根据我长时间的体验来看，这些对我们普通人来说真的用处不大，这些适合管理成千上万篇笔记，我们一般人，自己真正写的笔记有几篇呢，如果只有几十篇笔记，最简单的文件夹就够了。\\n\\n双向链接的基础是卡片笔记，但我们真的会写卡片么？反正我试验了这么久还是不知道该怎么写，要么粒度太小，就像是碎碎念了，要么粒度太大，直接就是一篇文章了。我们写的卡片真的会被多处复用到么？就算被多处复用到了又能怎样了？就只是为了关系图谱好看么？\\n\\n说到文件夹管理管理，我试验过分类、标签、双链，但是根据我的试验结果，所有文件存放在一起，定期做文件索引是最简单的管理方式。\\n\\n同一个主题的笔记，我会用一个大纲整理出所有的笔记引用，一个文件可能出现在多个大纲里面，我们并不管理笔记实体，只管理笔记的引用。这个大纲笔记，最后也可以当做一篇可以被其它地方引用的普通笔记。&quot;,536870948]],[&quot;^1?&quot;,[222,&quot;^V&quot;,&quot;^1D&quot;,536870948]],[&quot;^1?&quot;,[222,&quot;^12&quot;,2,536870948]],[&quot;^1?&quot;,[222,&quot;^K&quot;,221,536870948]],[&quot;^1?&quot;,[222,&quot;^T&quot;,[&quot;^ &quot;,&quot;^1E&quot;,[],&quot;^1F&quot;,[],&quot;^1G&quot;,1922,&quot;^1H&quot;,4479],536870948]],[&quot;^1?&quot;,[222,&quot;^15&quot;,38,536870948]],[&quot;^1?&quot;,[222,&quot;^11&quot;,38,536870948]],[&quot;^1?&quot;,[222,&quot;^10&quot;,38,536870948]],[&quot;^1?&quot;,[222,&quot;^1J&quot;,2,536870948]],[&quot;^1?&quot;,[222,&quot;^13&quot;,&quot;^1K&quot;,536870948]],[&quot;^1?&quot;,[222,&quot;^1I&quot;,false,536870948]],[&quot;^1?&quot;,[222,&quot;^?&quot;,&quot;~u61d81e09-0abc-433e-a2ea-e0ef4c808e04&quot;,536870948]],[&quot;^1?&quot;,[223,&quot;^1B&quot;,[&quot;^1C&quot;,[]],536870948]],[&quot;^1?&quot;,[223,&quot;^Y&quot;,&quot;## 回归笔记的初心\\n\\n笔记管理的前提是我们有真正的笔记，那种从网上摘抄的东西不算，临时的备忘不算，只要子真正用心去写的，才是真正的笔记。这种笔记，数量一般不多。其实写博客，我觉得就是一种笔记，还是公开的笔记，公开的笔记往往要比自己随手记录的更有质量一点。为了培养自己记录的习惯，我在flomo里面每天会添加几十个摘抄和闪念，但记录不等同于写作。为了培养自己写作的习惯，以后打算在知乎里面坚持日更，就算做不到日更，也要至少做到周更。为什么选择知乎？因为自己也经常刷它。为什么不选择公众号？因为它限制修改次数。\\n\\n笔记管理其实是个伪命题，全文搜索是一个万能的解药。不要迷失在折腾工具的路上了，只要我们坚持记录，哪怕是记事本，也是最好的工具，如果只是体验各种笔记的功能，却很少记录东西 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